Non-state Pension Fund Stalfond

Required data for registering a personal account

If a new client needs to log into the “Personal Account” on the official website of the non-state pension fund “Stalfond”, he will need to go through a simple and standard registration procedure. To do this, you also need to go to the page for authorization on the portal (the “Personal Account” button of NPF “Stalfond” in the upper right corner) and click on the link: “Register” (at the bottom of the page).

To successfully register your “Personal Account” on the website of NPF “Stalfond”, you will need to enter the following personal data:

1. Full name (if there is no middle name, then you need to check the box “No middle name”).
2. Series and passport number.
3. SNILS number.
4. E-mail address.
5. Phone number.

Please note that by default there will be a checkbox confirming consent to the processing of personal data. It should not be removed, otherwise the registration process will not be able to complete.

If the client wishes to receive notifications about fund news in the form of SMS messages to the phone or letters to the specified e-mail, then you need to check the appropriate box.

To protect against spam and confirm that it is a real person and not a bot who is registering, the system will ask you to enter a captcha at the end of the form. As a rule, it consists of numbers and Latin letters.

If the person registering the “Personal Account” on the official website of the pension fund “Stalfond” is not a citizen of the Russian Federation, the form also provides a special column for this case. You just need to check the box and continue entering data.

The final stage of registering the “Personal Account” of JSC NPF “Stalfond” is to click the “register” button. After that, the new user will receive a letter to the specified email address containing a password to enter the portal.

What does the fund promise to pensioners?

Like any other NPF, “FUTURE” strives to attract as many clients as possible, therefore it declares the reliability of investment instruments, the reliability of deposits and high profitability. Whether this is really so, we will consider on the basis of specific indicators, which, in accordance with the law, are open information and are subject to disclosure (periodic publication).

Reliability and profitability rating

The main indicators on the activities of non-state pension funds are checked and published on its official website by the regulator, the Bank of Russia. One of these indicators is the profitability of placing funds from pension reserves minus remuneration to management companies, a specialized depository and a fund.

According to the information posted by the Central Bank, it is clear that in 2021 the efficiency of placing funds in this fund went into the negative . The return on savings management became negative and amounted to -13.35%. This is one of the worst indicators among all non-state pension funds; according to it, “FUTURE” takes 6th position from the bottom of the list.

During the 1st half of 2021, the fund’s investment activities were also unsuccessful. According to the interim information provided, the loss in placing citizens' savings amounted to 7.43%, i.e. The fund again turned into a major minus.

Attention! The profitability indicator is objective based on its calculation for the calendar year. Therefore, the figures given for the 1st half of 2021 are largely for reference and demonstrate dynamics. It will be possible to estimate the profitability for 2019 after the Central Bank publishes data for the calendar year.

There are no official ratings of the reliability of a particular fund in Russia, therefore this indicator can only be assessed by ratings of independent agencies established on the basis of various indicators of their performance.

Unfortunately, the only major rating agency in the country, RA Expert, due to the refusal of the fund itself, does not evaluate its performance indicators. The latest NPF rating was assigned in 2021, according to the national scale - ruBB- with a stable outlook.

Personal account on the official website

A personal account on the Internet resource of NPF “FUTURE” opens up a standard list of opportunities for the owner:

• familiarization with the accumulated amount;
• studying the results of deduction management;
• correction of personal data if they change;
• calculation of the potential size of a funded pension, etc.

How to create a personal account and how to use it

The personal account of the insured person is created on the official website. To do this you need to follow a few simple steps:

1. In the upper right corner, click “Personal Account”.
2. On the login page to your personal account, select “Register”.
3. In the window that loads, enter the necessary data (full name, passport number and series, SNILS, email address and phone number).
4. Agree to the processing of the submitted data.
5. Enter the so-called captcha, referred to here as the “verification code”.
6. Click the “register” button.

After sending the data, the user will receive a password to log into the system.

Important! Only its clients can register a personal account on the official website of NPF “FUTURE”. Accordingly, this can be done by a person who has entered into an agreement with this organization, and the citizen’s data has already been processed by the company along with consent to the processing of personal data.

After registration, the client has all the opportunities to control and manage the account, edit his data, interact with the fund manager, etc. To do this, from now on, on the main page of the site, you will also need to click on “Personal Account” and log in using any of the presented methods (SNILS, e-mail or phone number with a password).

About the fund

“Stalfond” is a fairly large organization, and this increases the level of citizens’ trust in it. The structure sets itself the task of improving service for clients and maintaining the position of one of the leaders in its segment.

Initially, the organization was called “Sheksna-Hephaestus” and was known as the “metallurgists’ fund.” This is due to the development of pension programs for industrial enterprises of Severstal, with which the work of this structure began. But after 5 years, branches began to open in different regions of the country, and 40 thousand people became clients of the fund.

The name “Stalfond” appeared in 2004; a special competition was even held to select the name. At the same time, pension reform took place, and new opportunities opened up for organizations in this area. This concerns, first of all. provision of OPS services.

During 2007-2014, Stalfond managed to increase the number of contracts for compulsory pension insurance by more than 33 times to 1.002 million. The volume of pension savings increased to 34.8 billion rubles, i.e. 86 times. The foundation has been repeatedly awarded prestigious awards, including international ones, and high ratings.

Reviews about the fund

I transferred my savings to NPF “StalFond” in 2013, which seemed trustworthy to me. At first I didn’t keep track of the amounts, but I especially believed in the future of the funded pension. Since its merger with the NPF FUTURE, I have been regularly monitoring it and, much to my disappointment, have observed a regular decrease in accumulated capital. I understand that I will not receive less than the invested amount unless I change the management fund more than once every 5 years, but nevertheless it is unpleasant that these investments do not bring any investment. Otherwise I can’t say anything bad. I had the opportunity to communicate with the employees on some issues, everyone was polite and explained everything clearly. The personal account interface is clear and convenient.

Elena, Nizhny Novgorod

I judge a non-state pension fund, first of all, by its profitability. And according to this indicator, NPF “FUTURE” is in the very tail. I studied the information on the Central Bank website and was disappointed in the choice. Most likely, I will change the insurer; there are many other funds with positive dynamics. It is clear that there is no guarantee anywhere that the fund will not operate at a loss next year, but waiting endlessly for weather by the sea is also not

Andrey, Novosibirsk

Official website

The official website of NPF "Stalfond" futurenpf.ru provides access to information about the work of the fund, areas of activity, cooperation with partners. Here you can:

1. Calculate pension according to compulsory pension insurance;
2. Submit a request for information;
3. Choose an individual pension plan;
4. and necessary documents;
5. Learn about the procedure for inheriting funds.

On the official website of OJSC NPF Stalfond there are complete conditions for registering an individual pension plan. Moreover, clients of the fund can fill out an online application for the development of such a plan by specialists. In this case, all the capabilities and needs of the citizen will be taken into account.

Stalfond – entrance to your personal account

The Internet representation of NPF “Future” is located online at https://npff.ru. On this website, clients who have previously entered into an agreement with Stalfond can check the status of their pension savings. To check, they will need to perform a number of simple steps:

• go to the fund's website;
• in the site header, click on the blue rectangle with the inscription “Personal Account”;
• on the new page, select the authorization method at the top of the form - by SNILS number, email address or cell phone;
• enter the selected data into the first field of the form;
• Enter your personal account password in the “Password” line;
• Click on the orange “Login” button.

By the way! You can get to the login page via a direct link – https://npff.ru/personal/. It is worth saving this link in your browser bookmarks so as not to search for the desired page before your next visit to your personal account.

Clients who have an account with State Services can log into their account on the NPF website using their credentials. To do this, on the authorization page, at the bottom of the form, click on the “Login through State Services” button. A standard ESIA login page will appear on the screen, where you will need to enter your login and password for this system, and then click the “Login” button.

NPF rating

Earlier, RA “Expert” confirmed the rating of “Stalfond”, assessing its reliability at the “A+” level. This is a high figure, and the forecast for it was stable. After the reorganization, the rating was withdrawn. The fund received an 'AA' rating from the National Rating Agency in 2011, but this was withdrawn after the end of the contract period.

Personal account functionality

Using a personal account on the NPF website, Stalfond clients can:

• find out your savings within the pension program;
• get acquainted with the results of investing their funds;
• order a pension account statement;
• check the balance on the mother’s certificate;
• order spending of funds from MS;
• clarify the parameters of your pension plan;
• edit your pension plan.

In addition to the above, the NPF web account is equipped with tools for editing client personal data and contact information. And if necessary, you can send a question of a technical or financial nature to the fund’s customer support service through your personal account and receive a quick response from a specialist.

How reliable is the StalFond fund?

The study of organizations providing services for non-state pension provision is carried out. She confirmed the rating of StalFond, assessing it at level A+. This figure is quite high. The forecast is stable. However, when the fund was reorganized, the rating was withdrawn. In 2011, NPF StalFond was assigned the AA reliability level. This assessment was given by the National Rating Agency. However, the indicator was also subsequently withdrawn after the contract period ended.

Algorithm for the standard registration procedure

• after opening the site, you should use the “register” option, which is located in the upper right corner, then you should fill out a simple form;
• surname, first name, patronymic, if the latter is absent, put a tick in the appropriate box;
• client’s personal data, including passport series and number, SNILS;
• personal email address and mobile phone.

Having received consent to process personal data, the system will prompt you to confirm against spam, and then a confirmation letter will be sent to the specified email address, where an individual password is indicated.

You can also receive newsletters about fund news in a user-friendly form: via SMS or e-mail.

Authorization of the client in the future is carried out using the previously sent password and login, which can be one of three SNILS number, email address or phone number specified during registration.

When using the functionality of a personal account, a client of NPF "Stalfond" can see complete information on his personal account, as well as receive online advice from a NPF specialist.