Review of NPF "Future": scam or not + real reviews from investors


One of the largest NFPs in Russia is JSC NPF “Future”. The organization is a member of the ANPF and operates within the framework determined by the legislation of the Russian Federation. In its activities it interacts with the Bank of Russia, Pension Fund, municipal and state bodies. The fund ensures the safety of savings and the receipt of market income for its investors. To control and manage finances, clients open a personal account on the NPF Future website.

Login to your personal account

To log into your account, do the following:

  • Open the official website of the fund: https://npff.ru/;
  • Click the “Personal Account” button;
  • Select a login method: by SNILS number, e-mail or phone;
  • Enter the password received during registration;
  • Click "Login".

Note! If you have a verified account on State Services, you can log in through it using the credentials for your personal account on the portal.

In this case, click the appropriate link on the authorization page, log into the portal’s personal account and grant access rights to NPF “Future” to view your full name, identifying information, and passport data. After this, you will be redirected to the Foundation's website.

Personal Account Features


The official website of “Future” has integrated the depositor’s personal account, which is a remote service service and allows clients online:

  1. Monitor the profitability of the deposit. Using the personal account, the client can find out how much money was transferred from the NPF to the savings account for any time period. Information is displayed in the form of charts.
  2. Make changes to the form with personal data. The function will be useful to those investors who, for example, received a new passport. The system also allows you to change your contact phone number.
  3. Get more information about your own savings account. In your personal account, you can order details of account replenishments, as well as familiarize yourself with the characteristics of the tariff according to which the client receives interest.
  4. Order an electronic version of the contract. It is worth noting that thanks to a digital signature, an electronic contract has the same legal force as its paper version. If desired, the investor can order an additional copy of the paper contract, which will be delivered by Russian Post.

Your personal account has a simple and intuitive interface.

registration on the site

Registered users of the State Services portal will not require separate registration.

Otherwise, to open an account, do the following:

  • Open the authorization page: https://npff.ru/personal/;
  • Click "Register";
  • Fill out the application form: enter your full name, number, series, issuer and unit code of the passport, SNILS;
  • Please indicate if you are not a citizen of the Russian Federation;
  • Fill in the fields for your email address and contract number;
  • Read and agree to the terms of use of the online account;
  • If desired, confirm your consent to receive mailings from the Foundation;
  • Enter the verification code;
  • Click "Register".

After checking the data, you will receive an email with a login code.

Official website of NPF "Future"

The company’s Internet resource is located at https://futurenpf.ru/. The site has good functionality; the main menu offers all the sections necessary for interaction with the fund - from pension programs to contacts. At the very top of the page there is a button to go to your personal account, as well as a search engine for site materials.

The approximate size of the future pension and the amount of savings helps to calculate the pension calculator, which opens when you click on the “Calculate pension” button.

The result obtained does not guarantee income, and before transferring your funds to the management of the fund, you must study the charter and insurance rules in detail. All necessary information is available on the official website.

Anyone can become a client of the joint stock company NPF "Future". To do this, you should go to the nearest office with your passport and SNILS or leave an application online. Next, you will need to conclude an agreement, after which you can evaluate the possibilities of online and offline interaction with the fund.

  • Pension Fund of Russia - access to your personal account through State Services

Existing clients can receive a free consultation by calling the hotline, leave a request with a question directly on the website, and receive the necessary information in their personal account. In the “Media Center” section you can follow the latest news from the fund.

Recovering your personal account password

If you have lost your login information, you will need the following:

  • Open the “Forgot your password?” link on the authorization page;
  • Enter your SNILS number;
  • Code from the picture;
  • Click "Recover Password".

A message will be sent to your email address regarding further steps to restore your credentials.

How to recover your login and password from your personal account

Sometimes remembering credentials from all accounts can be very difficult. Some people write down all their logins and passwords in a notepad or keep a file on their personal computer or in notes on their phone. But even if you have lost or forgotten your account password, the site has a button to restore your login and password.

Typically, all you need to do is provide a code word or verify your identity via email or SMS.

This form of verifying a client’s identity is the most common procedure when restoring access to a personal account. Services often request additional confirmation via the user’s email and phone number.

The password recovery procedure itself is essentially replacing the old password with a new one, which you need to come up with and remember.

LC functionality

Registered users receive the following features:

  • View information about the current account status and accrual history;
  • Studying the structure of pension savings, it is presented in the form of a diagram;
  • Obtaining data on the results of investing funds;
  • Access to the agreement concluded with the Fund to monitor the quality of fulfillment of the investor’s duties;
  • Revision of the tariff plan;
  • Change of personal data;
  • Contact support.

On termination of the contract with NPF "Future"

The procedure for terminating the contract is quite simple. Nuances can be specified in the relevant paragraphs of the document. If there are none, you simply need to notify the fund of your intention to terminate cooperation.

Important! Russian legislation prohibits changing funds more than once a year.

If termination occurs for the first time this year, then a written application from the client will be required to implement the procedure. It must contain information about what to do with the amount of funds accumulated in the account.

It can be withdrawn to a bank account (card) or transferred to another NPF. Within three months after submitting the application, savings are transferred to another fund or to the account specified in the application.

It is worth remembering that termination of the contract entails certain consequences:

  • loss of income from investing savings;
  • taxation of withdrawn funds;
  • payment of a commission for transferring the amount to the account.

Contact information

Telephone number of the unified information and reference service.

You can also contact a Foundation employee through the feedback form at the link: https://npff.ru/feedback/. To do this you need to provide the following information:

  • FULL NAME.;
  • Date of Birth;
  • City;
  • Phone number;
  • Email associated with the account;
  • SNILS;
  • Select a topic;
  • Enter text;
  • Confirm the operation by entering the code from the picture;
  • Click "Submit".

For written requests there is an email address

The account will be closed upon termination of the agreement with the depositor.

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  • about the author
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Nikita Averin

In 2021 he graduated from the Federal State Budgetary Educational Institution of Higher Education “Saratov State Technical University named after. Gagarina Yu.A.", Saratov, in the field of preparation "Informatics and Computer Science". Currently I am the administrator of the site kabinet-lichnyj.ru. (Author's page)

Hotline number of NPF "Future"

By calling the hotline number 8-800-707-15-20 you can find out all the necessary information on pension issues. Moreover, this applies not only to clients who have entered into an agreement directly with NPF Future, but also to those who have an agreement with organizations that are part of it. Calls within Russia are free of charge.

The success of an organization can be indirectly or directly judged by numbers. The volume of pension savings of the company under consideration is 283 billion rubles, which allows it to close the top three leaders in the pension market. And the volume of payments to clients and legal successors, which almost reached 6 billion rubles, indicates a high degree of reliability.

Sources

  • https://npf24.ru/vsyo-o-negosudarstvennom-pensionnom-fonde-budushhee/
  • https://greedisgood.one/npf-budushee
  • https://pfrf-kabinet.ru/lk/budushhee.html
  • https://ru-NPF.ru/buduschee/
  • https://lichniy-kabinet.info/npf-future/
  • https://ru-NPF.ru/buduschee-lichnyy-kabinet/
  • https://Kabinetq.ru/npf-budushhee/
  • https://vlichnyj-kabinet.ru/buduschee/

Personal account of NPF Future

In the personal account of NPF Future, users will be able to:

  • monitor current news affecting the work of the fund;
  • manage your own savings;
  • receive information of interest;
  • learn about changes regarding the funded part of the pension.

On a note. In order to be able to fully use the functionality of the service, you must either log in to its website (without registering on it).

  1. Registration. As such, there is no registration to enter your personal account on the website of this Non-State Pension Fund. Only clients who have entered into an appropriate agreement with the organization will be able to use the service.
  2. Login to your personal account. For the authorization procedure, the site provides a corresponding line - by clicking on this field, the user will be prompted to enter his insurance policy number (SNILS), password (which can be created here if it is missing) and login (as which the series and number of the client’s passport is assigned, specified in the agreement concluded with NPF Future).

Good to know. If the user has forgotten his password, he can receive a recovery code in one of three ways:

  • via SMS to a phone number;
  • by email;
  • using a voice call to the hotline (after the user tells the operator the series and number of his passport and SNILS, the second will dictate the recovery code).

Historical information about the fund

The activities of NPFs are regulated by federal law No. 75-FZ of 05/07/1998 - the basis of voluntary pension insurance. The structure preceding the Future Fund is the NPF Blagosostoyanie . General part of the history of financial entities:

  1. In order to create departmental programs for saving pensions of employees of enterprises that are part of the Russian Railways corporation, in 2004 the NPF “Blagosostoyanie” was organized. A special feature of the fund is the formation of the accumulated part of the benefit for compulsory pension insurance (OPI).
  2. Amendments by Act No. 410-FZ dated December 28, 2013 to Law No. 75-FZ on Non-State Pension Funds obligated existing funds to transform into joint-stock companies - JSC by 01/01/2016. “Blagosostoyaniye” is being reorganized: OJSC NPF “Blagosostoyanie OPS” is spun off from it with guarantees for pension insurance obligations.
  3. June 2015 – rebranding is carried out: the transformed fund receives a new official name – JSC NPF “Future”.

For your information: the main activity of the company is the functioning of non-state pension funds . As of April 1, 2021, the fund is active.

What advantages does a personal account provide?

  1. You can view the structure of current pension accruals.
  2. View up-to-date information regarding your account.
  3. Personal data management.
  4. Contact information management.
  5. Working with the contract. You can request information regarding the number of the current agreement with a non-state pension fund, including viewing it and also receiving a printed copy.

The personal account is available at any time of the day, so the user can log in to the system at a time convenient for him and perform the desired operation.

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