Phone number of the Pension Fund for maternity capital, as well as how to get advice on the hotline number and ask questions to the Pension Fund. Guru

The birth of a child is a joyful event!
With the advent of a second baby, not only the number of family members increases, but also the family budget is replenished.

Maternity capital, which was introduced in 2007, helps with this. This program ends in 2021.

From this article you will not only understand why you need advice on maternity capital, but also write down the phone number of the Pension Fund where you can get it as a souvenir.

Why is a consultation needed?

In addition to a pleasant bonus, young parents who have become mothers and fathers for the second or third time, in addition to caring for a newborn, have new concerns and questions.

Doubts about some points and nuances of using the state bonus lead many to a stupor.

Maternity capital can be sold after 3 years and only for specific purposes:

expansion or improvement of living conditions;
children's education;
funded part of the pension.

Each goal has its own nuances, which can be explained by competent specialists.

You can get legal advice on video:

Payment terms

Conditions for receiving funds in each region depend on demographic characteristics, funding and other features. For example, in some regions only low-income families can apply for funds (each member has a monthly income of less than 1-1.5 times the subsistence minimum). And in some regions, for example, in Moscow, there is no regional maternity capital at all.

Among the main conditions are the following::

Only families who have lived a certain number of years in the city, usually at least 3-5, can apply for assistance.
Funds are mainly intended for families with three or more children. When the second baby is born, federal family capital is paid.
The amount of assistance depends on the capabilities of the local treasury. On average, the amount is 100-150 thousand rubles, but can be 25 or 700 thousand rubles. This is due to the fact that funds for material assistance come from the local budget, and not from the national budget.
The options for using the money differ from federal assistance. Money can be issued in cash for any needs or in the form of a certificate for specific purposes: purchase or construction of housing, repairs, payment for a car, provision of necessary communications (gas, electricity, water supply, heating) or even for the purchase of firewood.
After receiving the certificate, a certain period must pass, after which the money can be spent. There is no single deadline for using regional maternity capital. For example, in the Nizhny Novgorod region, parents can receive benefits for their second child only 1.5 years from the moment of his birth, and for the third - immediately upon application. Basically, if assistance is provided in cash, they are transferred immediately; in other cases, you will have to wait 1-3 years.

In addition to regional family capital, large families may qualify for other payments. They are usually associated with the appearance of subsequent children in the family.

Organizations providing clarification

Having realized the need for help to clarify existing misunderstandings, the question arises: “where to run?” You won't have to go far. In addition, you don’t have to leave your home at all to find out the answers.

There are several organizations, as well as many lawyers, who advise on this topic and explain a large number of issues.

There are many options for getting advice, the main thing is to choose the right one:

call the hotline;
contact the Russian Pension Fund at your place of residence;
in one of the multifunctional centers of your city;
use the services of lawyers;
A less reliable, but still way: read forums and various sites dedicated to this topic.

Important : do not fall for the tricks of scammers offering advice on cashing out mat capital.

Consultation on maternity capital in the Pension Fund

The best assistant in resolving issues regarding the use of the certificate is the Pension Fund of the Russian Federation.

This is an organization that provides government services in the field of social security to the residents of our country . In the nuances of various payments, she is one of the authoritative ones.

The Pension Fund can answer all basic and other questions regarding the receipt and use of a certificate.

Here, by calling the pension fund's telephone number on maternity capital issues, you can find out the most up-to-date information:

How to get a document?
What documents are required for this?
How can you use the funds provided?
What to do if you lose a document?

The Pension Fund provides consultations in various forms: both full-time and correspondence.

You can contact:

To the branch of the organization at your place of residence, having previously registered.
Via Russian Post, sending your question by registered mail.
To the online reception.
To the Pension Fund department called the “social benefits group”.
Through social networks such as Facebook, Twitter, VKontakte.
By calling the hotline.

Attention : the best solution options are the first three options.

Maternity capital for a child’s education

According to Federal Law No. 273-FZ dated December 29, 2012 “On Education in the Russian Federation,” educational services for additional educational programs are not subject to state accreditation and, therefore, cannot be paid for with maternity capital funds.

Question: I heard that now it is impossible to pay for educational services for one of the children using maternity capital (meaning a higher educational institution with state accreditation). Tell me, is this program still active? Is this possible or not?

Answer: It is possible to pay for the education of any of the children. The program in which the child is studying must be accredited. The only restriction is that the child’s age should not exceed 25 years at the start of training. An application can be submitted if the child with whom the right to MSC arose is three years old.

Question: As I understand it, if a child is studying on a self-supporting basis, for example at a music school, then funds from maternity capital cannot be used to receive a music education?

Answer: It is possible if the educational program in which the child is studying has state accreditation.

We remind you that you can ask your question to a PFR specialist on the MamaSK forum in the online consultation section using the link

Telephone number of the Maternity Capital Pension Fund

If you do not have the opportunity to visit the Pension Fund in person or another point to resolve the problem, you can always call.

Maternity capital pension fund hotline, telephone:

8 – call center;
8 800 302 2 302 – telephone number of the Pension Fund for maternal capital issues.

Help : You can ask the Pension Fund questions about maternity capital using this number from any region of the country, the call is free. The line operates 24 hours a day.

Tips for applying to the Pension Fund

Having decided on the purpose of using the certificate, you must submit applications to the Pension Fund office at your place of residence and send the necessary documents.

There are two options for contacting:

personally;
by notarized power of attorney.

Until this decisive moment, it is better to consult representatives of the fund in order to use the allocated funds to the maximum.

Here are some tips to make communication easier:

When contacting the Pension Fund of the Russian Federation, keep in mind that not all forms of providing information can resolve the issue; some of them are purely advisory in nature.
If applying in person, write and register your application in writing in advance.
When sending your question in writing, be sure to indicate the Pension Fund department or the surname, first name and patronymic of the person responsible for this issue.
And also don’t forget to include your details, signature and date. Letters received electronically and in paper form are reviewed within 30 days. Be patient if you choose this path. Attention : the question in writing must be clear. If it is written by hand, then pay attention to the handwriting: the text must be legible.
When going to the Pension Fund, do not forget to take identification documents.
In addition, for convenience, send an application to register your appeal via a valuable letter.

Important : in government organizations, documents come first, not verbal agreements with employees.

Mandatory questions

Before contacting the Pension Fund via the maternity capital hotline, it is worth preparing a list of questions in advance.

By connecting with representatives of the Pension Fund of Russia, lawyers or other advisory centers, you can find out all the information you need.

Basic questions that will help you keep abreast of current issues:

What documents are required for registration?
Are there any deadlines for receiving after the birth of a newborn? What time frame can the funds be sold?
What can you spend MK on?
How to cash a certificate?
Is it possible to spend money on two purposes at once?
What to do if the certificate is suddenly lost?

Unfortunately, various unforeseen situations can occur in our lives.

When receiving advice on maternity capital from the Pension Fund, find out the necessary information in advance:

Does the father have the right to a document if the children's mother died?
Can the certificate be used after the death of the first or second child?
Is it possible for a father of two children to spend MK if his first wife has died?

These are just some questions about maternity capital in the Pension Fund that should be asked first. There is a lot of misunderstanding regarding the sale of funds.

If you have any problems, it is better to contact specialists who, based on the laws, will give competent advice..

Consultation with the Pension Fund on maternity capital is a guarantee of the reliability of the information.

Maternity capital for the purchase of housing

Question: is it possible to use MK for the down payment on a mortgage (until the child turns 3 years old), and then immediately (for example, in a month) pay off this mortgage with your own funds? Or are there restrictions?

Answer: In connection with the entry into force of amendments to the Federal Law on December 29, 2006 No. 256-FZ on May 23, 2015, an application for the disposal of MSC funds to pay the down payment when receiving a credit (loan) can be submitted at any time, without waiting for the child to turn three years old. It is better for you to find out about the possibility of early repayment of the loan with your own funds from the Bank that provides the loan.

Question: will we be able to purchase an apartment using our own funds + maternity capital without a mortgage/loan if the baby is not yet three years old? Thank you!

Answer: no, unfortunately you cannot.

Question: if a baby is born, we can immediately take out a mortgage to purchase an apartment and pay off part of the amount with maternity capital or contribute maternity capital for the down payment. Can my spouse take out this mortgage for himself?

Answer: Both you and your spouse can be the borrower of loan funds for the purchase of housing. An application for disposal of MSC funds to repay the principal debt and pay interest on the loan or to pay the down payment upon receipt of a loan can be submitted at any time, regardless of the age of the child in connection with whose birth the right to MSC arose.

Question: the child is not yet three years old, is it possible to use MK if the apartment is purchased not with a mortgage, but in interest-free installments.

Answer: If we are talking about repaying an interest-free loan taken from a credit institution or a consumer credit cooperative, then it is possible.

If the maternity capital funds are planned to be transferred to the seller of the residential premises under a purchase and sale agreement, then at the time of filing the application for the disposal of maternity capital funds, the child must be three years old.

Nuances

Using maternity capital, like any other business, has its own subtleties that must be paid attention to.

it can only be used by a mother who gave birth to a second, third or subsequent child after 2007;
after the woman’s death, the children retain the right to use the certificate;
provided that the funds are registered for the second child and the third is born, it is impossible to receive it again.

Help : if the registration for the second one has not been completed before, then for the third one the charges will be higher, respectively, for the fourth one the percentage will increase even more. All children are included, including adults.

Maternity capital can be issued twice, provided that the second or subsequent child is born in an area with a low demographic level.

Since 2009, maternity capital has been used to repay housing loans. It has become one of the most common investments today.

When investing MK in housing, you should take into account some nuances:

in this way you can repay part of the mortgage or loan without waiting 3 years;
Both parents can act as borrowers, provided that they are legally married;
the new living space must be registered in the name of all family members, including children, within 6 months after repayment of the loan.

Important : to use funds to repay the mortgage, the apartment must be owned.

The following points need to be taken into account:

Examples of programs by district

It is quite difficult to list all the options for regional maternity capital programs, since almost every region has its own conditions, for example:

Moscow region: 100,000 rubles are offered, which can be spent on improving housing (for example, on a mortgage loan) or educating children.
Altai Territory: the proposed 55 thousand can be spent on the same purposes.
St. Petersburg: for the third child, the family will receive 148 thousand rubles. You can spend them on buying a car, going on a recreational holiday, or building a summer house.
Leningrad region: the amount has been reduced to 117 thousand, which can be used for “standard” expenses, including home renovation and gasification, purchase of land for development or expensive treatment (including prosthetics), as well as for the purchase of a vehicle, if family has 5 children or a disabled child.
Chelyabinsk: a family will receive support in the amount of 104 thousand rubles only if it is low-income. You can spend the money on paying for educational and medical services, improving living conditions, and repaying credit loans.
Krasnodar region: parents can claim 129 thousand. The money should go towards improving living conditions, paying for education or gasification.
Nizhny Novgorod region: 25,000 is paid for the birth of a second baby in the period from 2011 to 2021 and 100 thousand for the birth of a third in 2017-2018. You can spend the money for the same purposes.
Sverdlovsk region: the amount is 146 thousand rubles. If triplets are born, the size increases to 219. In addition to the standard options, parents can pay for gasification, a summer cottage or sanitary services.
Rostov-on-Don: a certificate is issued for 125,775 thousand, but only to low-income families and only for children born from 2012 to 2026. With this money you can improve your living conditions, pay for a child’s education or treatment, buy a car, install gas or cold water, or a well in a residential building.
Republic of Bashkortostan: there is no regional capital program, but there is a similar one aimed at supporting adoptive parents. According to it, parents will receive 453 thousand rubles for the adoption of each healthy child and 553 for a disabled child.
North Ossetia: the authorities allocate 50,000 rubles, which can be used for any needs.
Samara: parents can receive 100 thousand, which are allowed to be used for standard purposes, for the purchase of a car or necessary goods for the baby (stroller, clothes).
Amur region: the size of the regional certificate is almost 140 thousand rubles if the second child was born before December 31, 2019 and 185 thousand from January 1, 2021.