Social old-age pension in 2021: size and procedure for assignment

One of the types of old-age pensions in Russia is the social pension. It is paid to citizens who have not earned an old-age insurance pension during their lifetime. The upcoming increase in the retirement age, naturally, will affect those receiving this type of pension, which means they also need to be aware of changes in legislation. Social old-age pension in 2021: amount and latest changes prepared for similar pension recipients.

What is social pension

Today, pensions in the Russian Federation for older people are of several types:

• Insurance. Received by persons who have reached retirement age and have appropriate insurance experience.
• State. Paid to military personnel, WWII participants, liquidators of radiation accidents and man-made disasters, and municipal employees.
• Social. Intended for unemployed disabled people and people who do not have enough insurance coverage.

Each of them is divided into subtypes depending on the conditions necessary to obtain it. A social pension is a fixed monetary allowance allocated from the federal budget to people who, due to psychophysical development, illness, current life situation, have not worked at all or their existing work experience does not give them the opportunity to receive another type of pension.

Difference from insurance

In order to understand how social pension differs from insurance, it is necessary to identify the conditions under which the latter is allocated. Social benefits for old age in 2021 are assigned if at least one of the circumstances is not met. The main one is reaching the age limit. It is 60 for men and 55 for women, although sometimes people can retire earlier (this issue is regulated by separate regulations). Additionally, you need to have a certain pension coefficient:

• 2017 – 11,4;
• 2018 – 13,8;
• 2019 – 15.2 and. etc. in increments of 2.4 until the reading reaches 30 by 2025.

Another condition that must be met is the presence of a certain length of employment, provided that all this time deductions have been made from the worker’s salary to the Pension Fund. For 2021 this figure is 8 years, and for 2018 it will be set at 9 years. Then it will continue to increase:

• 2019 – 10;
• 2020 – 11;
• 2021 – 12;
• 2022 – 13;
• 2023 – 14;
• from 2024 – 15.

The social pension is financed from the federal budget, while the insurance pension is financed from the budget formed by the Pension Fund of the Russian Federation, which is formed from:

• insurance premiums;
• deductions from the unified social tax;
• federal budget funds;
• funds received through capitalization, etc.

Social and labor pension

Few of us think about retirement when we are young. People try not to think about their approaching old age; therefore, they prefer not to think about what pensions they will be entitled to. But those who somehow come into contact with such accruals know that there is a labor and social pension.

A labor pension is granted to people who go on vacation after reaching retirement age and have the corresponding entries in their work book, i.e. experience. Starting from 2021, in order to count on the minimum pension amount, a person will need to have at least 7 years of official work experience.

It is worth noting that a labor pension can be calculated for old age, disability or the loss of a breadwinner. This means that you do not have to wait until old age to receive your retirement pension. Payments are due to people who have become disabled and are no longer able to work. In addition, the amount of pension payments varies. Its size depends on the disability group, as well as the amount of insurance premiums that are planned to be introduced in 2021.

Social pensions include government payments assigned to a person who does not have enough work experience to receive a labor pension. Typically, such people were injured in childhood, became disabled or lost both parents and are recognized as orphans.

Who receives a social pension in Russia

State allowance is calculated based on several criteria and is based on:

• Upon reaching the age limit and lacking insurance coverage or pension coefficients.
• Disabled people of groups 1, 2, 3 and people with disabilities since childhood who have reached adulthood but have never been employed or worked unofficially (without making contributions to the Pension Fund). The time and reason for incapacity for work do not matter. The category must be determined based on the results of a medical and social examination.
• For disabled children. This category includes minors with congenital or acquired disabilities.
• Due to the loss of a breadwinner. If, after the death of a person, his family has minor children or other disabled dependents, they can apply for pension benefits. The age of children is limited to 18 years, but if they are students or full-time students of educational institutions, the age limit is set at 23 years.
• Indigenous residents of small peoples of the Far North and other areas included in this list.

What are the amounts of these payments?

Today's average size

Social pension across the Russian Federation is about 9 thousand rubles.

If we talk about the minimum size

, then it is 5,034 rubles 25 kopecks (but it is necessary to understand the fact that this figure can be increased at the expense of the regional budget to the subsistence level).

Maximum limit

in the amount of this pension there is no such thing, but it can be noted that today, including people with disabilities from childhood of group 1, receive the largest social pension, which amounts to 12,082 rubles 6 kopecks per month.

Legal regulation

The legislation of the Russian Federation in the field of calculating pension payments and monitoring the implementation of pension provision is represented by a large number of regulations adopted at both the federal and regional levels. Among the main ones it is worth mentioning:

• The Constitution of the Russian Federation, which states that every citizen has the right to social security in old age and the conditions for the payment of pension benefits.
• Law No. 166-FZ. We are talking about state pension provision; it is used to guide the calculation of allowances.
• Law No. 111-FZ. Here are the conditions for participation in the funded pension.
• Law No. 167-FZ. Reflects the rules of insurance, the financial and legal sphere of providing for citizens.
• Law No. 173-FZ. The conditions necessary to receive old-age social benefits and the procedure for making accruals are considered.

Kinds

The State Pension Law distinguishes 3 main types of social pension, namely:

• due to disability;
• due to the onset of old age;
• in case of loss of a breadwinner.

By old age

This is the most common type of social pension. It can be used by men and women aged 65 and 60 years, respectively, in the case of a total working experience of less than 5 years.

Important! Pensioners who have reached five years of work experience have the right to change their social pension to a labor pension.

Another interesting fact: social pension is not paid if you have paid work.

The exception is citizens whose social payments were issued before 01/01/2002.

For the loss of a breadwinner

Social pension in connection with the loss of a breadwinner is mandatory. Even if the deceased had no work experience.

This payment can be used by children under 18 years of age who have lost their parents (one or both) or a single mother. In the case of full-time education (not additional education), a pension can be received up to 23 years of age.

Interesting! Pension provision stops if a citizen begins working, and is resumed if he does not.

Even the person who caused his death can receive it.

By disability

Assigned to disabled children without defining a group. Nothing can affect its receipt, not even paid work.

This type of state support provides payments to disabled people who received their status due to intentional harm to health or as a result of committing a criminal offense, without having work experience.

Conditions for assigning social pensions in 2021

To calculate and receive old-age social benefits in 2018, it is necessary that a person meets certain criteria. The main factor is that a citizen, in addition to social benefits, should not have additional income to his own budget, otherwise the right to payments is lost. Additionally, the citizen’s place of residence and his age are taken into account.

Russian citizenship

All citizens of the Russian Federation have the right to receive old-age social benefits in 2021 if their insurance coverage is less than 9 years. If a person permanently resides in Russia, but is a citizen of another state, he has the right to apply for payments to the Pension Fund. According to the law, he must have a residence permit in hand, which will certify that the period of residence on the territory of the Russian Federation is at least 15 years - this is the main condition for foreigners to receive social benefits, in addition to the lack of experience.

Age criteria

Depending on the type of pension that a citizen is applying for, he must be a certain number of years old. To receive labor pension benefits, a woman must be 55 years old, and a man must be 60 years old, but for the purpose of old-age social benefits, the age range is large and, according to the law, increases by 5 years at once:

• up to the 65th birthday for the stronger sex;
• up to 60 – for the fair half.

Many citizens of the country are interested in whether there are any benefits or conditions for early receipt of a social old-age pension in 2018. The only exceptions are representatives of the small peoples of the North and Siberia:

• Aleuts;
• Nenets;
• Chukchi;
• Evenks;
• Itelmens.

Peculiarities of accrual for the peoples of the Far North

Back in 1999, a separate document No. 82-FZ was adopted, which established the right of representatives of certain nationalities to receive old-age social benefits. The law establishes the age at which indigenous peoples have the right to receive benefits from the state. The document was adopted with the aim of state support and protection of citizens leading a nomadic lifestyle, subsistence farming and engaged in folk crafts. The social old-age pension in 2021, as before, will be assigned:

• for men when they reach 55 years of age;
• women over 50 years old.

What does the law say?

One of the important problems in Russia at the moment is social security.

The pension is not paid on time, and its amount is slightly less than the subsistence minimum.

This, unfortunately, characterizes the country’s imperfect laws in the pension insurance system.

What it is?

In Russian legislation, a pension is one of the forms of social protection of the population. As a rule, this is a regular cash government payment to citizens under the conditions provided for by law.

Social security covers persons of a certain age, disabled people, and workers in a certain professional field. Another reason may be the loss of a breadwinner.

Who gets it?

The following have the right to receive a social pension:

• disabled children;
• minors who are HIV-infected;
• disabled children;
• disabled people of all groups;
• children 18-23 years old who have lost their parents and are studying full-time at an educational institution;
• citizens of the peoples of the North aged 50 and 55 years;
• citizens who have reached the age of 60 (65) years;
• children of a deceased single mother.

Registration procedure

Old age social pension in 2021 is issued subject to a certain algorithm of actions:

1. At the initial stage, it is necessary to collect a certain package of documents and draw up an application for the desire to receive old-age social benefits.
2. Appear at the government structure specified by law to submit the entire package of papers.
3. Wait for the application to be reviewed and a decision made. The law allows 10 days for this, after which the future recipient of the allowance must be given an answer.
4. The Pension Fund will calculate the payment depending on the region of residence.
5. Receive the first cash payment, and this should happen no later than the next month after the month of submitting documents. For example, if the application was written in August, then the first social pension should be paid in September.

Where and how to contact

In 2021, social pension will be accrued to a person, provided that he himself is the initiator. If the documents are not submitted, representatives of the Pension Fund, and its employees directly involved in the calculation of pensions, will not accrue payments, since they have no basis for this. To register, you must contact one of the organizations:

• Multifunctional Center;
• territorial branch of the Pension Fund of Russia.

You can do this in several ways:

• On one's own. To do this, you need to prepare documents, write an application and visit a branch of the MFC or Pension Fund. The institution’s specialist is obliged to accept the documents and put a date and his own signature on the application, which will mean that the papers have been accepted for consideration.
• Via postal service. To do this, you need to send a registered letter with a description of the attachment. Upon receipt, the employee who accepted the documents will date and sign the return receipt.
• Through a legal representative. The procedure can be carried out if you have a notarized power of attorney. When filling out the application, you must write in the appropriate box “through the applicant” and indicate the details of the representative.
• Using the Internet. Anyone can register on the official website of the Russian Pension Fund, and then submit an application through their personal account to receive old-age benefits in 2021.

Rules for writing an application

An application for receiving a social old-age pension in 2021 can be filled out through your personal account on the website of the Russian Pension Fund or by hand by downloading the form on the portal itself. Data must be entered legibly and correctly, without allowing corrections. If the application is submitted by a stateless person or a foreign citizen, some information will need to be entered in the national language of the applicant.

The information that must be provided in the application includes:

• the name and address of the specific PFR branch where the applicant is applying;
• last name, first name, patronymic of the person according to the passport;
• passport details;
• registration address (registration);
• address of actual place of residence or stay;
• SNILS number;
• contact details of the applicant;
• presence/absence of dependents;
• information about work activity, if the person was officially registered;
• if the application is submitted by the applicant, indicate his personal data;
• list of documents attached to the application.

What documents need to be provided

Since the old-age social pension in 2021 is paid from the federal budget, a basis will be required for its calculation. The documents that will be required from the applicant include:

• an application drawn up in the form and signed by the applicant;
• pensioner's ID;
• an identification document of a citizen - his passport, regardless of citizenship;
• for foreigners and stateless persons, it is necessary to provide papers indicating their legal presence on the territory of the Russian Federation, for example, a residence permit;
• confirmation of a person’s belonging to the peoples of the Far North;
• power of attorney to perform actions on behalf of a person of retirement age;
• documents evidencing work experience.

An elderly person or his legal representative can submit the collected papers only upon the onset of the right to receive old-age social benefits - reaching the age specified by law. The specialist may request other documents, but he can only demand those that the pensioner can independently request from public or private organizations.

Procedure for calculation and accrual

First of all, you need to understand that the social pension includes a certain type of accrual that is provided by the Government of the Russian Federation.

Social pension provision is formed from the following main components:

:

• the basic amount of the insurance part, which is regulated at the state level;
• insurance part of pension accruals;
• accumulative part of pension accruals.

The size of social pension benefits directly depends on the price level

on the:

• Food;
• non-food products;
• the cost of various services for the population.

Price analysis is carried out by the Federal Statistics Service, which determines the average price increase both throughout the Russian Federation and in a particular region.

Based on the information received, the cost of living for the population is calculated. It is worth noting that for 2019 the cost of living

is 11,280 rubles.

If in the region of residence of the applicant for this type of pension there is a regional coefficient

, then when determining the amount of this monetary payment it must be taken into account. If a pensioner moves from this region to another, the amount of the pension must be recalculated.

In the event that a person does not have what is necessary to apply for this type of pension, he has the right to count on the maximum amount of 5,034 rubles 25 kopecks. Since this amount is less than the established subsistence level, the increase can be initiated by local governments if the regional budget allows this.

It is worth noting that the cost of living can vary depending on the region of residence from 8 to 18 thousand rubles.

Amount of social pension in 2021

If you compare labor and social pensions, you can understand that they are calculated in completely different ways. The insurance benefit is designed to compensate for lost income upon reaching the age limit. For this reason, the size of the pensioner’s salary that he received before entering retirement must be taken into account. This will not be required to calculate the old-age social pension in 2021, because it can be paid even to those who have not worked a single day and have not been registered with the employment service.

Such a payment is essentially a state benefit of the minimum amount, which is paid to a certain category of people. The size of the social pension is a fixed value, which is established by law, and the cost of living budget is taken as the basis. The last increase in social pension benefits was made on April 1, 2021 and the social pension was indexed to 8,742 rubles. The next increase is scheduled for April 1, after which the social pension in 2021 will be 9,045 rubles.

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Increasing coefficients

Unlike recipients of insurance pensions, applicants for social benefits in old age are not subject to any increasing or decreasing coefficients, since social pensions are fixed assistance from the state budget to certain individuals. Another thing is that for each category of persons who are entitled to receive a social old-age pension in 2021, separate minimum values ​​are established. So, for example, the allowance of a disabled child will be greater than that of an old man who has not earned enough to earn an insurance pension.

The difference in the amounts of payments for pensioners by age is fixed due to the different level of the subsistence level budget, which is established for the country as a whole and in each region separately. For this reason, residents of the Far North receive more than pensioners, for example, of the Astrakhan region. If a person changes his permanent place of residence, then subsequent payments to him are calculated based on the region where he decided to settle.

Additional payments up to the cost of living

As noted, the cost of living is established at the federal and regional levels. In 2018, the average basic cost of living for a pensioner in the country was 8,540 rubles, while for 2021 this figure is planned at 8,726 rubles. According to the law, the social old-age pension in 2021, which is payable to a person, should not be less than the subsistence level in the region.

Social benefits can be paid from the regional or federal budget. If the pension in the region is less than the average Russian subsistence level, the federal budget makes up for this difference. Supplements are paid from the regional treasury only in some regions. This applies to the city of Moscow and those regions where the cost of living is higher than in the country (Chukotka, Yamalo-Nenets Autonomous Okrug, Sakhalin Region, etc.)

For an example of calculating additional payments from the federal budget, we can consider the following situation. The pensioner receives 7,650 rubles in allowance and lives in the Bryansk region, where the cost of living budget for a pensioner in 2021 is 8,095 rubles, which is lower than the Russian average (8,540 rubles). He is entitled to an additional payment from the federal budget of 445 rudders (8095–7650=445).

An example of an additional payment from the regional budget looks similar, with the only difference that the payment is accrued not from the federal, but from the regional budget. The pensioner receives 11,700 rubles and lives in the Magadan region. The subsistence budget for 2021 for elderly people here is set at 15,450 rubles, which is more than the Russian average (8,540 rubles). He is entitled to an additional payment of 3,750 rubles (15,450–11,700 = 3,750).

The minimum social pension in 2021 depends on the cost of living of pensioners in the region. The table below shows some of them:

Indexation of social pensions in 2021

An increase in the social pension in 2021 is planned from April. The figure is adjusted annually and for this year will be 4.1%. This is an established practice that will help bring the average social pension in the country to 9,045 rubles. More specific figures will be known later and depend on the state of the country’s economy and budget capacity. According to official sources, people who have retired will not receive less than the subsistence level established for a pensioner in 2021. They are planned to be paid extra from the budget, as was done previously.

How much did you pay in 2021?

Today in Russia social pensions are calculated based on a value such as .

Of course, the amount obtained from such calculations cannot even be called satisfactory in modern realities.

However, it is worth considering that its purpose is to provide temporary and additional support.

Relying entirely on meeting your needs solely through social benefits is not a very far-sighted decision.

In 2021, even taking into account indexation by 4%, the amount of payments was about 8,500 rubles.

They received a little more in areas with the Ural and Northern coefficients.

But against the general background of rising consumer prices and other crisis phenomena, such a difference is almost unnoticeable.

A new concept for calculating labor and social pensions is currently being finalized.

It is likely that even without periodic indexations, their size in 2021 will change upward. Which will undoubtedly please the recipients.

Terms and procedure for payment

The first payment of money to a pensioner should take place in the month following the submission of documents. If representatives of the Pension Fund of Russia decided that not all documents were in order and gave it an additional period to resolve the problem, the countdown begins from the moment the papers are transferred (provided that the applicant invested in the agreed time). You can receive allowance in several ways, but you must choose one of them, which is indicated when filling out the application. A citizen can change the method at any time by writing a corresponding application.

Social old-age pension in 2021 can be transferred to:

• At the post office. You can receive money at the nearest territorial branch, or at home through the postman.
• Through the bank. There are two ways to do this. The first is to get a bank card and withdraw money as needed from an ATM, or pay using plastic non-cash for purchases and services. The second method is to receive money monthly through the cash desk of a selected banking institution. Money is credited to the pension account on the day it is received from the Pension Fund.
• Through a special organization that has an agreement with the Pension Fund.