07/05/2021 In what month is the indexation and increase of pensions for working, non-working and military pensioners expected - in July, August or only in October 2021? Firstly, as the Argumenty i Fakty newspaper reports, from August 1, 2021, the Pension Fund of Russia (PFR) will begin recalculating pensions for working pensioners. Deputy Chairman of the Federation Council Committee on Social Policy Elena Bibikova recalled this . We are talking about the annual adjustment of pensions for working pensioners - since 2016, their pension payments have not been indexed. This recalculation is made for working recipients of old-age and disability insurance pensions, for whom their employers paid insurance contributions to the Pension Fund in the previous year. “We will recalculate for those who worked during 2021 - a month, two or all 12 months, provided that during this period of work insurance contributions to the Pension Fund were paid,” Bibikova clarified, who will receive an increase in August 2021. The amount of the pension increase for working pensioners is calculated individually. It depends on the amount of insurance contributions paid to the Pension Fund and accrued pension points, which in turn is determined by the size of the citizen’s salary. However, the size of the August increase is limited to the value of three pension points. In 2021, one point costs 98.86 rubles, which means three points is 296.58 rubles. But it is worth keeping in mind that when adjusting the pension, the value of the pension point established at the time of the citizen’s retirement is used. For example, if a person retired in 2015, his increase in August 2021 will be calculated based on the price of the point for that year - 71.41 rubles. Thus, his pension amount will increase by a maximum of 214.23 rubles. It turns out that the size of the increase also depends on the date of retirement of the working pensioner: the sooner he does this, the smaller the increase will be. Annual adjustments to the pensions of working pensioners are carried out without application. Citizens do not need to go to the Pension Fund and write any statements or send them online. The Pension Fund recalculates the payment amount automatically.
Secondly, in 2021 the transition period continues to raise the age, which gives the right to an old-age pension. Although it has risen another year since January, the total increase has already been three years. Thus, pensions this year are assigned one and a half years earlier than the new retirement age: 56.5 years for women and 61.5 years for men. This provides a special benefit. It applies to everyone who should have become a pensioner last year under the terms of the previous legislation. That is, women born in 1965 and men born in 1960 will receive pensions in the second half of 2021 and the first half of 2022. “For those who reach the previous retirement age this year, an old-age pension, according to the transition period, will be assigned in 2024,” the Russian Pension Fund reported. However, for the majority of Russians, retirement remains within the same age limits. Benefits apply to miners, miners, rescuers, public transport drivers and other workers engaged in difficult, dangerous and harmful working conditions. “Early retirement is also preserved for teachers, doctors and representatives of some creative professions, for whom payments are assigned not upon reaching retirement age, but after acquiring the necessary length of service,” said the Russian Pension Fund. — In this case, the pension is issued taking into account the transition period for raising the retirement age, which begins to operate from the moment of acquiring length of service in the profession. For example, a teacher who has completed the required teaching experience in April 2021 will be able to retire in accordance with the transition period after three years, in April 2024. To receive a pension, minimum pension coefficients and length of service must be developed. Until the end of this year they amount to 12 years and 21 coefficients, the portal yarcube.ru clarifies.
Thirdly, when can we expect the indexation and increase of military pensions in 2021 and has this already been approved by the Russian Government? According to the Parliamentary Gazette, the Russian Ministry of Defense proposes to increase the salaries of military personnel and employees of some federal authorities by 4.9 percent from October 1, 2021, and as RIA Novosti recalls, the State Duma of the Federal Assembly of the Russian Federation at the next plenary meeting adopted a law on the extension until 2022, a “freeze” of the annual increase in the amount of monetary allowance taken into account when calculating pensions by 2%, on the basis of which pensions for military pensioners are calculated. Until October 1, 2021, military pensions will be accrued in the same amount. The head of the Defense Committee of the State Duma of the Federal Assembly of the Russian Federation, Vladimir Shamanov, made a proposal to postpone the indexation period to an earlier date so that inflation does not outpace the growth of payments. However, this proposal was not officially submitted to the lower house of parliament. ABOUT THE CONDITIONS FOR RECEIVING MILITARY PENSIONS AND HOW TO CALCULATE THEIR SIZE IN 2021 - READ BELOW.
Second pension for a military pensioner
An old-age insurance pension can become a second pension for a retiree. This right will come to him if, upon his retirement, he gets a job in civilian life. — At the same time, employment must be official. If the employer does not make pension contributions, the right to an insurance pension will not arise, experts explain to RIA Novosti. In order to simultaneously receive a military and insurance pension, the following requirements must be met: - reaching retirement age; — the presence of a certain civilian length of service (it does not include periods of military service or work, which are taken into account when calculating a military pension); — presence of the required number of pension points. In connection with the adopted pension reform, the requirements for these indicators will increase annually. In 2021, an insurance pension is assigned to citizens who have reached the age of 56.5 years for women and 61.5 years for men, with a total length of service of 12 years and 21 IPC. In 2025, you will need to have 30 points and at least 15 years of experience. These numbers will not grow in the future. But the retirement age will stop increasing only in 2028. Starting this year, women will retire at age 60, and men at age 65.
Increase in pensions from January 1, 2021 – indexation of insurance pensions
The increase in pensions of the largest category of pensioners - non-working recipients of insurance pensions (by age) was carried out in 2021 not from February 1 (as was previously), but from January 1, 2021. Despite the fact that the law provides for indexing these pensions to the official inflation rate for the previous year (in 2021 - 3.2%), the government decided to increase pensions by a level exceeding inflation. January indexation 2018 increased insurance pensions by 3.7%. The cost of the pension point, based on which payments are assigned to those retiring in 2021, is 81.48 rubles. The amount of the fixed payment to the insurance pension from January 1, 2018 is 4,982.9 rubles. As a result of indexation of pensions in 2021, the average pension increased by 500 rubles - from 13.8 thousand rubles (in 2021) to 14.3 thousand rubles. You can find out all the details of the January 2021 indexation from the article “Indexation of pensions from January 1, 2021.”
Increasing the retirement age
What we definitely cannot avoid is raising the retirement age. In Russia, this figure is one of the lowest among all countries of the former USSR, not to mention Europe and the USA. In these regions, the minimum retirement age is 65 years, regardless of gender. In Germany, Iceland and Norway it reaches 67 years, and in Denmark – 69.
In Russia, this very unpopular reform will occur gradually - the retirement age will not be increased immediately. This process will take place gradually - 6 months will be added per year. The end result will be the retirement date:
- for women – 63 years old,
- for men – 65 years.
Example for clarity
A man is planning to retire at the age of 60. But this period has already increased. In this case, he does not need to work another 5 years until he is 65. He will work only six months - until he is 60.5 years old. Those who planned to retire next year will retire at 61, and a year later at 61.5. And so on.
The minimum required work experience will also increase to 20 years. Currently it is 7 years.
Indexation of pensions for working pensioners
Unfortunately, we have to admit that the pensions of working pensioners were not indexed in January 2021. The pension of this category of citizens will not be indexed until 2020. However, if a pensioner stops working, his pension will be indexed taking into account all missed indexations. Recalculation of pensions for working pensioners in 2021 will be made on August 1.
Prospects for receiving a pension
Those categories of citizens whose salaries are lower do not have to worry - they will continue to receive their pension. However, these payments will not be indexed. Its application is possible only in case of dismissal of an employee due to retirement.
Example
The employee reached retirement age in 2021, but he continued his working activity. In this case, he receives the required funds without indexation. But in 2021, this employee decides to exercise his right and retire. From this moment on, he will receive benefits, taking into account the changes that have taken place during his work. If he decides to get a job again, his pension will remain the same and will not be reduced.
In 2021, we can hardly expect a recalculation of pensions for working citizens. As the President of the Russian Federation said, the Cabinet of Ministers will be able to discuss this issue only after summing up the economic results of 2016.
Recalculation of pensions of working pensioners from August 1, 2018
Indexation of pensions for working pensioners in Russia has been canceled as of January 1, 2021. 2021 was no exception. However, pensions for working pensioners are still recalculated annually - this happens on August 1. The size of the increase in pension as a result of the August indexation depends on the insurance contributions that the employer transferred for the pensioner to the Pension Fund in the previous year (2017) and, accordingly, on the size of the pensioner’s salary.
But not everything is so simple - your salary can be in the millions, but the increase in your pension from August 1, 2021 will still not exceed 244.47 rubles (and this is in the best case). The fact is that the Government limited the increase in pensions of working pensioners as a result of indexation in August to 3 pension points. Considering that the cost of a pension point in 2021 is 81.49 rubles, the maximum increase = 3 * 81.49 = 244.47.
However, not all working pensioners will be able to count on even such a modest “maximum”. You can find out what increase in pension you should expect as a result of the recalculation of pensions from August 1, 2018, as well as the procedure for making the recalculation from the article “Recalculation of pensions for working pensioners from August 1, 2021.”
Pension for working pensioners in 2021: latest news, indexation
The laws adopted in the State Duma do not provide for any changes for the working population receiving pensions for 2021. This means that working pensioners will continue to receive pension amounts without annual indexation .
Let us recall that the indexation of pensions was stopped in February 2016 for those citizens who continue to work, having exercised their right to pension provision. The Government's plans included not indexing pensions for working Russians until 2021 .
This moratorium on pension indexation operates as follows:
- Those citizens who retired before February 1, 2021 and retained their jobs will remain without an increase in their pensions from February 2021.
- For citizens who became pensioners after February 1, 2021, when calculating the individual pension coefficient (IPC), all increases that took place on the date the right to a pension arose are taken into account.
- If you continue to work and simultaneously receive a pension, all subsequent indexations from the date of employment will again not be applied.
Working pensioners have the right to increase their pension only through annual recalculation according to the employer. From August 1 of each year, the pensions of such citizens increase by the number of points taken into account in the previous year for the period of labor activity and payment of insurance contributions during this period. But no more than 3 points per year !
An example of how working pensioners will recalculate pension indexation in the Pension Fund
A woman born on May 1, 1962 retired in 2021 within the time limits established by law and continues to work. What indexations will be taken into account when determining the size of the pension? And from what time will the pension stop being indexed?
The calculation of the pension for this woman will be made on the date May 1, 2017. When calculating the IPC, all approved pension growth indices will be taken into account, starting from 2015 to 05/01/2017.
- The cost of one pension coefficient will be taken as of 05/01/2017 - this is 78.58 rubles.
- The fixed payment included in the insurance pension will be taken into account taking into account indexation as of May 1, 2021 and is equal to 4805.11 rubles.
Further, subject to continued performance of paid work, all subsequent indexations of singing after the appointment will be suspended . Those. the indexation carried out from January 1, 2018 at 3.7% will no longer be applied to this woman’s pension. And this will continue until she quits her job or is fired by her employer.
Indexation of pension after dismissal of a working pensioner in 2018
In 2021, a law was adopted according to which the period for recalculating pensions after dismissal was changed. In 2021, working pensioners will be able to receive a pension with all missing indexes from the next month after dismissal . At the same time, the pensioner himself will not need to additionally apply to the Pension Fund, since this recalculation is entirely based on the monthly reporting of employers!
Previously, after leaving work, a pensioner received a recalculation of the pension he received, taking into account all indexations for three months:
- the first month is the submission of reports to employers to the Pension Fund about citizens working in the organization;
- the second month - data on the fact of work was loaded into a single software package operating nationwide;
- the third is the adoption by the territorial body of the Pension Fund of the Russian Federation of a decision on recalculation.
For citizens who stopped working in 2021, the period for calculating pensions is reduced, taking into account indexations missed during work. July 1 comes into force , 2021.
However, the process of additional accrual of missed increases will be the same and, for technical reasons, will also take several months . But after this, when paying an already recalculated pension after 3 months, an additional payment will be made for the entire period elapsed after dismissal .
This innovation applies only to those laid off after January 1, 2021 . If a pensioner quit, for example, in December 2021, then the indexation of his pension will be carried out only from April 1, 2021 - without additional payment for the period from January to March (in other words, these months will be lost).
One-time payment towards pension in 2021
There will be no one-time payment towards pensions in 2021, like the one that was paid to all pensioners in January 2021. 5,000 rubles for pensioners in 2021, as well as 10 thousand, is just a fiction spread by unscrupulous sites. The fact is that this payment for 2021 was one-time in nature and compensated for the “incomplete” indexation of 2021. However, in 2017, the indexation of pensions was carried out in full and the government has nothing to compensate in 2021... in short, there will be no one-time (one-time) payment towards pensions in 2021.
13th pension in 2021
For almost a year, the State Duma has been considering a bill providing for the annual payment of an additional pension to all pensioners - better known as the thirteenth pension. The draft law provides for payment to all categories of pensioners, once a year, of the 13th pension, in the amount of the average monthly pension. The authors of the legislative initiative proposed making the first payment of an additional pension in December 2021.
However, the relevant committee gave a negative assessment of the bill, considering it to be contrary to federal legislation and (most likely the main thing) too expensive for the treasury. Therefore, it is most likely not possible to expect payment of the 13th pension in 2021 or even in 2018.
Read more about the thirteenth pension in the article “13th pension in 2021 - when will the payment be paid?”
The amount of maternity capital in 2021
The amount of maternity capital in 2021 remained unchanged and amounted to 453,026 rubles . Let us remember that when the program started (in 2007), the amount of maternity capital was 250 thousand rubles. It was indexed annually to the level of inflation. However, starting in 2021, indexation was canceled due to the difficult economic situation. The next indexation of maternity capital is planned by the federal budget for 2018-2020. in 2020 - maternity capital this year will be indexed by 4% and will increase to 471 thousand rubles.
However, there is also positive news - the Russian leadership has decided to extend maternity capital until the end of 2021.
All the details about maternity (family) capital are in the article: “The amount of maternity capital in 2021.”
Increase in military pensions in 2021
Indexation of military pensions in 2021 increased their size by 4% . The increase in military pensions was carried out on January 1, 2021. Thus, military pensioners received increased payments in December 2021. As a result of indexation, the average military pension in the country increased by approximately 1 thousand rubles. In addition to military pensioners, the increase in pensions affected categories equivalent to them - employees of internal affairs bodies, military personnel of the National Guard, fire protection and others. In the new year, 2021, these citizens will be able to receive pensions not only from Sberbank, but also through other banks established by the government. You can find out detailed information about the increase in military pensions in 2018 from the article “Indexation of military pensions in 2021.”
Expected changes in pensions in 2021
The payment of May benefits is always adjusted due to holidays, and in the context of the coronavirus pandemic, amendments to the schedule will necessarily be introduced. There is no exact information about the changes yet, but they can be predicted. Since the days off will be May 1-5 and May 9-11, you can expect the following pension transfer schedule:
- usual receipt at the beginning of the month - payments will follow at the end of April;
- people who should receive money between May 9-11 will receive it the day before - on the 6th and 7th;
- in subsequent days, the schedule may remain constant or ahead of schedule, as in April.
Military pensioners will receive pensions for May until April 20, 2021 - the Ministry of Defense of the Russian Federation has already announced this. The 6.1% indexation of social pensions promised at the beginning of the year took place on April 1.
According to the decision of the governor of the Moscow region, pensioners living alone in the Moscow region with regional registration will receive an increase in their pension from 05/01/2021 when they reach the age of 65+. This will be a permanent increase of 1 thousand rubles.
Pensions for prosecutors will increase by 30% in 2021
Pensions of prosecutors and investigators of the Investigative Committee will increase by 30% in 2021. The increase will take place on February 1, 2021. As a result of the pension increase, the pension size of a retired prosecutor will increase from 20-22 thousand rubles to 26-29 thousand rubles. The federal law amending the laws “On the Prosecutor’s Office of the Russian Federation” and “On the Investigative Committee of the Russian Federation” was adopted by the State Duma in final reading on December 13, 2021. The pension increase will affect approximately 25 thousand people across the country.
In total, in 2021, it is planned to allocate more than two and a half billion rubles from the budget to increase the welfare of former prosecutorial employees.
Increase in social pensions in 2021
The increase in pensions from April 1, 2021 was made in accordance with Article 25 of the Federal Law of December 15, 2001 No. 166-FZ “On State Pension Provision in the Russian Federation.” Social pensions are indexed annually from April 1, taking into account the growth rate of the pensioner’s cost of living over the past year. The indexation of social pensions in 2021 was carried out the same as in the previous year - from April 1, pensions increased taking into account the increase in the cost of living of a pensioner in the Russian Federation over the previous year by 2.9%. Indexation increased the pensions of both working and non-working recipients of social pensions. You can learn more about the increase in social pensions in 2021 from the article “Indexation of social pensions from April 1, 2021.”
All required pension indexations for 2021 are behind us
All planned indexation of pensions in our country envisaged for 2021 have already taken place. In January, standard old-age pensions increased by 3.7%. This percentage increase exceeded inflation in 2017, and the authorities were ready for these expenses. Thus, contrary to standard practice, the state did not wait for official inflation statistics for the past year and indexed pensions in February.
Note that inflation for 2021 was 2.5%, so indexation was actually carried out at a deliberately higher percentage.
In April 2021, other pension payments – social pensions – were also increased. Their recipients are disabled people, citizens who have lost their breadwinner, and other similar groups of people. For these pensioners, a slightly different mechanism for increasing pension payments works: their pensions are tied not to general inflation in Russia, but to how much more expensive the life of a pensioner in the country became in the previous year.
According to statisticians’ calculations made by April, the increase in the cost of living of a pensioner in 2021 in Russia, with inflation at 2.5%, turned out to be slightly higher, by 2.9%. This percentage of indexation of social pensions was expected by their recipients.
