How is the Old Age Pension calculated for those born in 1965?

How pensions are calculated for those born before 1967

Pension capital is the amount paid by the employer for its employee. In 2002, every working citizen has a personal account. In 2010, savings were increased by 10%. Every year the amount of savings increases by 1%, but this rule applies to citizens who began their working career before 1991.

In order to count on a pension, you must have a minimum work experience - from twenty years for women and from twenty-five years for men. The Pension Fund is responsible for the monthly payment of pensions, based on current legislation. However, pensions may differ. In Russia, there are payments for old age, disability and the loss of a breadwinner in a family. In addition, the size of the pension is affected by certain coefficients that are taken when determining the amount of the benefit.

Your right

Hello dear forum users. Maybe someone can tell me how to calculate my pension myself: 1. Year of birth - 1959 2. Work experience - from 01/27/1977 to 11/11/1999 (official, continuous) 3. Work experience - since 2000 informal

The pension fund does not automatically begin paying pensions to citizens when they reach the required age. Each person must take care of this in advance. PF specialists advise starting to apply for a pension approximately six months before reaching retirement age; only in this case can you start receiving payments on time.

How is pension calculated for those born before 1967?

The payment associated with a citizen reaching old age and calculated in accordance with current legislation is called a pension. Not only people who have the required length of service and have reached the established age, but also some categories of beneficiaries have the right to receive this allowance. For example, a pension is assigned for disability or loss of a breadwinner. In our state, pensions are calculated in different ways. After the last reform, the calculation of pensions changed, instead of amounts in rubles they switched to conventional units (pension points). The previous calculation remained only for people born before 1966. In this review we will tell you how pensions are calculated for those born before 1967.

1. Basic. This indicator is most strongly influenced by the age of the pensioner. If an elderly person is over eighty years old, then the pension will be high, since the basic part for this age is calculated based on the rate of 19 years.
2. Cumulative. This part of the pension is only available to citizens born before 1967 and is defined by law, but it ceased to apply in 2005. The employer contributed 6% of wages to the Pension Fund of the Russian Federation monthly. The savings part is formed from this money. The total amount used to offset the funded part should not exceed 463,000 rubles per year.
3. Insurance. This part is calculated based on the length of service accumulated by 2002, the average salary and a special coefficient.

About pension

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How to correctly calculate your old age pension in 2021

Dear readers! The article talks about typical ways to resolve legal issues, but each case is individual. If you want to find out how to solve your particular problem , contact a consultant:

• Due to frequent changes in legislation, information sometimes becomes outdated faster than we can update it on the website.
• All cases are very individual and depend on many factors. Basic information does not guarantee a solution to your specific problems.

Priod for calculating pensions for those born in 1965

ZR - average monthly earnings of the insured person for 2000 - 2001 according to individual (personalized) records in the compulsory pension insurance system or for any 60 consecutive months of work

RP - the estimated size of the labor pension; SC - length of service coefficient, which for insured persons: from among men with a total work experience of at least 25 years, and from among women with a total work experience of at least 20 years, is 0.55 and increases by 0.01 for each full a year of total work experience in excess of the specified duration, but not more than 0.20; of the number of persons with insurance experience and (or) experience in the relevant types of work that are required for the early assignment of an old-age labor pension (Articles 27 - 28 of this Federal Law), is 0.55 with a duration of total work experience equal to the duration of the insurance period , specified in Articles 27 - 28 of this Federal Law, required for the early assignment of an old-age labor pension, and increases by 0.01 for each full year of total work experience in excess of the duration of such experience, but not more than by 0.20;

Retirement periods for citizens

As a result of the reform, the concept of “pre-retirement” was introduced, meaning the status of people who have 5 years left before retirement. During this period of time, this category of people has benefits in the form of social guarantees and assigned jobs.

According to the age

• In 2021, the retirement age will increase by 0.5, which means that men will retire at the age of 60.5, and women – 55.5. Pension payments for the current year 2021 will be made in 2019-2020.
• In 2021, the increase will occur by 1.5: women. – 56.5 years old, male – 61.5 (21-22).
• In 2021, the retirement age will increase by 3 (women - 58; men - 63) (24).
• 2022 will be characterized by an increase of 4 (women - 59 years; men - 63 years) (26 years).
• Starting from 2023 – 5: women. – 60 years old, male – 65 years old (27).

For teachers and medical workers

For these groups of people, retirement follows length of service, namely 25-30 years. The specific length of experience depends on the position and specialization. The system described above was retained, but with the transformation as a waiting period of 5 years.

Stages, depending on the year of experience:

• 2019 (in 0.5 years) – pension in 2019-2020;
• 2020 (1.5 years) – in 21-22;
• 2021 (3 years) – in 24;
• 2022 (4 years) – 26;
• 2023 (5 years) – 28

For persons who worked in the Far North

The reform spells out specifics for people living in the represented region. The standard period is reduced by 5 years, however, now both men and women will be able to terminate the employment contract at 60 and 55 years, respectively.

Men:

• 55.5 years (1964) – 19-20;
• 56.5 years (1965) – 21-22;
• 58 years old (1966) – 24 years old;
• 59 years old (1967) – 26 years old;
• 60 years (1968) – 28

Women:

• 50.5 years (1969) – 19-20;
• 51.5 years (1970) – 21-22;
• 53 years old (1971) – 24 years old;
• 54 years (1972) – 26 years;
• 55 years (1973) – 28

For state and municipal employees

It is worth recalling that for civil servants the retirement age is increased gradually (6 months per year) from 2021 until 2021 inclusive. Then the pace will align with generally accepted legal boundaries.

Thus, male civil service employees will retire by 2028 (65 years), but female employees - by 2034 (63 years).

Also, starting from 2021, the requirements for the minimum period of work experience of municipalities will be tightened. service, which makes it possible to receive payments upon reaching compulsory length of service, presented in the form of an additional benefit to the old-age pension. Taking into account all the reforms, the female part of the population will receive a pension upon reaching 56 years of age , and men - 61 years of age . Do not forget about length of service in the civil service - the period of work experience will be 16.5 years.

According to insurance experience

The reform carried out affects all aspects of establishing a pension, with the exception of the insurance period, which means the period of time during which contributions to the Pension Fund were made for the employee. Previously, before the adoption of the reform, a person required 9 years of qualifying experience. In the absence of this condition, the citizen could only receive a social pension.

For 2021, the situation has changed and now the years of insurance experience will increase according to retirement age, for example:

• 2019, 10 years of experience will be required;
• 2020 – 11 years;
• 2021 – 12 years;
• 2022 – 13 years;
• 2023 – 14 years;
• 2024 – 15 l.

How is a pension born in 1965 calculated?

Good evening! When the number of employees is reduced, all benefits for temporary disability are paid until the day of reinstatement at work without valid reasons, within 30 days from the date of conclusion of the employment contract until the day of its cancellation, warning it in an educational institution or social service institution, or the presence of grounds for termination of the employment contract according to the employment contract. agreement. Art. 261 of the Labor Code of the Russian Federation establishes the procedure and conditions for remuneration of labor (including the amount of the tariff rate or other income) dismissed due to part-time work (shift), the start and end time of work determined by the employment contract or the average monthly salary for the period is retained employment, but not more than two months from the date of dismissal (including severance pay). In exceptional cases, the average monthly salary is retained by the dismissed employee for the third month from the date of dismissal by decision of the employment service body, provided that within two weeks after the dismissal the employee applied to this body and was not employed by it. Severance pay in the amount of two weeks' average earnings is paid to the employee upon termination of the employment contract in connection with: the employee's refusal to transfer to another job, which is necessary for him in accordance with the medical certificate issued in the manner established by federal laws and other regulatory legal acts of the Russian Federation, or the absence from the employer of the relevant work (clause 8 of part one of Article 77 of this Code), calling up an employee for military service or sending him to an alternative civilian service replacing it (clause 1 of part one of Article 83 of this Code), reinstating the employee who previously performed this work ( paragraph 2 of part one of Article 83 of this Code), the employee’s refusal to be transferred to work in another locality together with the employer (paragraph 9 of part one of Article 77 of this Code), recognition of the employee as completely incapable of working in accordance with a medical certificate issued in the manner established by federal laws and other regulatory legal acts of the Russian Federation (clause 5 of part one of Article 83 of this Code), the employee’s refusal to continue work in connection with a change in the terms of the employment contract determined by the parties (clause 7 of part one of Article 77 of this Code). An employment contract or collective agreement may provide for other cases of payment of severance pay, as well as establish increased amounts of severance pay, with the exception of cases provided for by this Code. ..

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Dear Marina. Pension provision for citizens in the Russian Federation since January 1, 2002 is regulated by Federal Law of December 17, 2001 N 173-FZ “On Labor Pensions in the Russian Federation” (hereinafter referred to as Law N 173-FZ). The right to establish an old-age labor pension in accordance with Art. 7 of Law N 173-FZ are available to men who have reached the age of 60 years, and women who have reached the age of 55 years. In accordance with paragraph 25 of Art. 14 of Law N 173-FZ, the amount of the old-age labor pension is determined by adding the insurance and funded parts of the old-age labor pension. However, taking into account that the funded part is established for persons born in 1967 and younger (see Chapter V of the Federal Law of December 15, 2001 N 167-FZ “On Compulsory Pension Insurance in the Russian Federation”), in the situation under consideration the amount of the citizen’s old-age labor pension will be equal to the size of his insurance portion of the pension. The insurance part of the old-age labor pension in accordance with clause 1 of Art. 14 of Law N 173-FZ is determined by the formula: SC = PC / T + B,*(1) where: PC is the amount of the estimated pension capital of the insured person, taken into account as of the day from which the specified person is assigned the insurance part of the old-age labor pension ; T - the number of months of the expected period of payment of the old-age labor pension, used to calculate the insurance part of the specified pension; B - fixed base amount of the insurance part of the old-age labor pension. This indicator is set by the legislator at a fixed amount depending on the age of the pensioner, his disability group and the presence of disabled dependents, as well as their number (clauses 2-5 of Article 14 of Law No. 173-FZ). In accordance with paragraph 3 of Art. 14 of Law N 173-FZ, for persons who have reached the age of 80 years or are disabled people of the first group, the fixed basic amount of the insurance part of the old-age labor pension is set at double the amount (from 04/01/2013 it is 7220 rubles 63 kopecks per month) * (2) . In this case, the fixed basic amount of the insurance part of the old-age labor pension is established only on one of the two listed grounds: either upon reaching 80 years of age, or upon establishing 1 disability group. In the situation under consideration, at the time of execution, the pensioner, your mother, was already 80 years old, I believe, an increased fixed base amount was established, taking into account the first disability group. In this regard, upon reaching the age of 80 years, the fixed basic amount of the insurance part of the pension of this category of pensioners is not increased, and therefore, the pension amount does not increase. Sincerely, Chairman of the Presidium of the NP “Collegium of Lawyers “Defense of Law” Yuri Ermolaev. tel.79856405075

Pension calculator

As part of the public discussion of the new procedure being developed for the formation of pension rights of citizens and the assignment of old-age labor pensions, we invite you to send your opinions and feedback in the form of comments at the bottom of this page. Your proposals will be analyzed and discussed at the working group for the development of the Strategy for the Development of the Pension System of the Russian Federation under the Ministry of Labor of Russia.

• the conditional cost of one pension coefficient - in 2020 it is 71.41 rubles;
• additional pension coefficient for 30–45 years of service. It is used to calculate the basic amount of the insurance part of the old-age labor pension in 2021. The coefficient is equal to one for each year of work experience from 35 to 45 years for men and from 30 to 40 years for women;
• additional pension coefficient for 40 years of service for men and for 35 years of service for women. It is equal to five and is added to such an indicator as the fixed base size of the insurance part of the labor pension;
• pension coefficients during the period of child care. Each child is officially allocated one and a half years, which is counted towards the total length of service. The pension calculator on the Pension Fund website calculates coefficients of 1.8 for the first child, 3.6 for the second, 5.4 for the third;
• coefficient for each year of military service. The Pension Fund's pension calculator calculates a coefficient of 1.8 for each year of service;
• the actual fixed base amount of the insurance part of the old-age labor pension in 2021, which is 4,383 rubles. 59 kopecks;
• Minimum wage (minimum wage), which is uniform for the entire Russian Federation and which also takes into account the pension calculator on the Pension Fund website . The minimum wage for 2021 is 5965 rubles;
• the average salary of citizens of the Russian Federation in 2021 is 25,760 rubles;
• the maximum salary, which the 2021 pension calculator takes into account when calculating the imposition of mandatory insurance contributions, is 59,250 rubles per month, so a coefficient of 2.3 is used to the average salary in the country;
• the amount of wages for which insurance contributions are taken into account pension calculator: the current formula takes into account an amount higher than 1.6 times the average salary in the country;
• expected payment period. The PFR pension calculator takes into account to calculate the labor pension according to the current formula and the funded part of the pension according to the new formula, if there is no work experience after reaching retirement age. In case of failure to apply for a pension, the period will be 228 months, or 19 years;
• the minimum wage, at which the pension calculator will take into account the calculation of insurance premiums in the amount of 22% - the current formula does not yet take this into account. The minimum amount is equal to two minimum wages and is 11,930 rubles;
• tariff of insurance premiums paid for compulsory pension insurance. The Pension Fund's pension calculator takes into account a rate of 22%;
• average old-age pension. Taking into account how much the minimum and maximum old-age pension was in 2020 in rubles, the average amount is 10,645 rubles.

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Examples and formulas for calculating an old-age pension in 2021 for a woman born in 1962

1. In different periods, the size of wages, of course, differed significantly.
2. The length of service also includes so-called non-insurance periods, the most famous of which is the period of child care. The year of this period is estimated at 1.8 points. In a year and a half it turns out to be 2.7.

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But, on the other hand, they knew ahead of time that this time would come, oh, how, ahead of time, so they were preparing for it. We would like such foresight, we would like the ability to think that time is an insidious thing, it moves on and cannot be stopped, as Alla Pugacheva sang (by the way, read in this article about what kind of pension she is now receiving). For the most part, we can easily compose songs about this, but somehow we just can’t learn to live like a song.

Calculation of IPC for the duration of employment

The IPC indicator for the full time of work can be calculated using the following rules:

Converting work experience before 2002 into pension points

The system for calculating the PC of citizens employed before 2002 provides for the transfer of insurance premiums to the IPC. Conversion is carried out automatically using the formula IPKs = SP / StIPKs + SNP, where:

• IPKs - IPK for periods of payment of contributions to the Pension Fund until 2002.
• STIPKs – the cost of 1 pension point as of 01/01/2015 is 64.10 rubles.
• SNP – the sum of points for non-insurance periods until 2015.

Determination of the amount of pension capital and individual investment complex from 2002 to 2014

IPC indicator from 2002 to 2014. determined based on the indexation coefficient (hereinafter referred to as CI):

Example. The employer of citizen Kozyreva paid 12,000 rubles for an employee in 2002. insurance contributions to the Pension Fund. To get the equivalent of this amount as of 2021, it should be indexed: 12,000 x 4.2960 = 51,552 rubles. Recalculation must be done for each calendar year from 2002 to 2014.

After indexing, the resulting values ​​should be added. This result is the calculated PC value (hereinafter referred to as RPK). Calculation of the IPC for the period from 2002 to 2014. (hereinafter – PriIPK) is carried out according to the formula PriIPK = RPK / PD / 64.1, where 64.1 is the cost of 1 pension point as of 01/01/2015 in rubles.

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Calculation of insurance pension according to new rules since 2015

According to the Federal Law of the Russian Federation dated December 28, 2013 No. 400-FZ, from 2015 the calculation of pensions for those born in 1965 is carried out according to the general formula SP = IPK x StIPK x K1 x K2 + FV x K1 x K2, where:

• SP – insurance benefit;
• increasing coefficients:

1. K1 – territorial – for experience in special conditions, for example, in northern areas;
2. K2 – bonus – for each year of delay in applying for a pension;

• StIPK - the cost of 1 pension point on the date of calculation (is 81.49 rubles for 2021)

The IPC is calculated for each calendar year, taking into account the volume of insurance premiums, using the formula IPCg = (SSVg / MOB) x 10, where:

• IPKg – IPK earned during the accounting year (in points);
• SSVg – the volume of insurance premiums for the last year (in rubles);
• MOB – 16% of the maximum tax base:

Example: Ivanov receives a salary of 17,000 rubles per month. His annual salary will be 204,000 rubles, the amount of insurance premiums will be equal to 16% of this amount - 32,640 rubles. Ivanov’s IPKg for 2021 is 32640 / 163360 x 10 = 1,998 points. Ivanov’s total IPC from 2015 to 2021. will be 32640 / 113760 x 10 + 32640 / 127360 x 10 + 32640 / 140160 x 10 + 32640 / 163360 x 10 = 9.757 points. For 2021, the size of Ivanov’s joint venture will be 9.757 x 81.49 + 4,982.9 = 5,777.99 rubles/month.

You can find out the size of your future pension on the Pension Fund website using a calculator. You can check the result obtained using the above formulas. The period of caring for children under 1.5 years of age is counted towards the length of service: 1.8 IPC points for each child for 12 months.

On the conditions for granting pensions to women born in 1963

On this issue we explain the following. According to Article 8 of the Federal Law of December 28, 2013. No. 400-FZ “On Insurance Pensions”, men who have reached the age of 60 years and women who have reached the age of 55 have the right to an old-age insurance pension. An old-age insurance pension is assigned if there is at least 15 years of insurance experience and an individual pension coefficient of at least 30.

Often citizens who contact the Pension Fund Branch for the Vladimir Region are interested in what conditions exist for assigning a pension. For example, they ask: “I was born in February 1963, I am going to retire in 2021, since I will be 55 years old. I just don’t understand how much experience I should have - 9 years or 15?”

Calculate pension Online

When calculating the conditional amount of the insurance pension, the following indicators for 2021 are used: Fixed payment - 5,334 rubles; The cost of 1 pension coefficient is 87.24 rubles; The maximum salary before personal income tax, subject to insurance contributions, is 85,083 rubles per month.

The Federal Law “On Insurance Pensions” refers to the insurance period as all periods when insurance premiums were paid . That is, periods of official work with contributions to the Pension Fund. At the same time, the insurance period also implies other employment:

Calculation of pensions for women born in 1964 - formula, points, IPC and calculator

1. Reaching the age limit. From 2021, women will begin to retire at 55.5 years old. It is important to know that, for example, northerners who have the right to retire early will take advantage of this opportunity at 50.5 years of age. Initially, this rule will affect women born in 1964.
2. Individual pension coefficient (IPC). To receive an insurance pension, a minimum IPC is required, the amount of which for 2020 is set at 16.2. Please note that the value of the IPC for each pensioner has an individual meaning.
3. Minimum insurance period (SS). To calculate an insurance pension in 2021, you must have at least 10 years of SS - the period during which the employer paid insurance premiums from the citizen’s earnings.

According to the upcoming pension reform, from 2021 the retirement age for women will increase to 55 and a half years. Initially, the innovations will affect those born in 1964, and a number of criteria will be taken into account when calculating payments.

What is pre-retirement status?

For the pre-retirement category of citizens, the state provided a number of benefits and guarantees. These benefits can only be used 5 years before retirement. The calculations use the currently valid requirements. For example: in 2021, women born in 1968 received benefits and will retire in 2028. Since the rule for possible retirement at 56 years of age is currently in effect, the pre-retirement age is considered 51 years.

Benefits provided by the state:

• free travel on public transport;
• benefits for medicines and medical care;
• exemption from land and housing taxes;
• discounts on utility bills and current repairs;
• annual free medical examination;
• increased unemployment benefits.

Also, additional guarantees have recently been introduced in the form of protection against unreasonable refusal of employment and dismissal of citizens of pre-retirement age.

Question:

How can a citizen find out if he falls under the preferential category of pre-retirement people?

Answer:

In connection with retirement in a new way, the Pension Fund has created a server that stores data on Russian citizens who fall under the preferential category of pre-retirees. Information in electronic form is sent to the Unified Social Security System and transmitted online to employers. A certificate of benefits provided can be obtained from local branches of the fund or printed from your personal account.

LABOR CONSULTANT

1. First of all, it is necessary to find out the amount of interest that is deducted from wages into the insurance pension. There are two options - 10% and 16%.
2. Then the annual salary is determined. Then you need to calculate using the formula:

In order to calculate the pension capital that was earned under the old laws, it must be considered as length of service and salary, which will correspond to the future payment period. 144 working months increases to 228 months. Calculation formula: the old format pension is multiplied by the expected period. The old-style formula according to the law: multiply the length of service coefficient by the salary, divide the resulting amount by the ratio of the actual salary and the average salary established in a given period of time in the country.

Calculation procedure

The accrued pension for women consists of a fixed part and an individual part. The latter is divided into four separate components, each of which has its own calculation method:

1. Estimated amount of pension capital until 2002
2. Insurance pension from 2002 to 2014.
3. Pensions from 2015 to 2021
4. Non-insurance periods.

Determination of the estimated amount of pension capital until 2002

1. The duration of the insurance period of the future pensioner until 2002 is determined through the “experience coefficient” (SC). The size is calculated using the formula:

Please note that the SC cannot exceed the value of 0.75 - this norm is established by law! Even if the resulting figure is greater than this value, 0.75 is taken for calculation.

1. The average monthly earnings coefficient (AMC) is calculated. For this purpose, the average salary for 2001–2002 is taken. or for any 60 months, after which this value is divided by the average monthly salary in Russia for the same period. The result obtained is limited to a maximum value of 1.2, with the exception of women born in 1964 who worked in the northern regions during this period. The coefficient for them is 1.4–1.9.
2. The size of the estimated pension for January 2002 is determined. For this, the following formulas are used depending on the size of the insurance system:

1. The duration of the insurance period until 1991 is determined. In its absence, the pension supplement will be 10% of the determined RP. An additional 1% is added for each full year.

Features of calculating insurance pensions from 2002 to 2014

1. Receive notification about the status of your personal account. This can be done at the territorial branch of the Pension Fund or through the government services website.
2. The total amount for the years worked must be multiplied by the product of indexation coefficients calculated taking into account inflation. For the period from 2003 to 2015 it is equal to 5.6148:

1. The monthly amount of the insurance pension is divided by the age of survival - 228 months.
2. The result obtained is divided by 64.1 - the value of the pension point at the beginning of 2015.

Pension amount from 2015 to 2021

After 2015, each insured person is awarded pension points depending on the amount of insurance contributions. The legislation provides for an increase in the minimum insurance period (by 2025 it will increase to 15 years) and the minimum number of points to 30. Pension rights that a person earned before 2015 do not expire; they are converted into points and taken into account when calculating the pension. More details in the table:

Non-insurance periods

The calculation of pensions for women born in 1964 is made taking into account “non-insurance periods”, each of which has its own size:

The procedure for calculating the old-age pension in 2021

From the above formula it is clear how important it is for the formation of a future pension to have an official salary. The higher the amount of insurance premiums paid, the greater the IPC, and, accordingly, the insurance pension.

Due to the fact that over the past 30 years there have been 3 pension reforms in our country, many citizens have difficulty understanding the principles of formation of pension payments and the procedure for calculations. Let’s look at how pensions are currently calculated and provide a number of examples for clarity.

How to calculate old age pension correctly

These periods will need to be proven when making deductions. If, after the reform, pension contributions are based only on the insurance period, which is tracked through the individual accounts of all citizens with SNILS, then before global amendments to the law in 2002, the situation was worse. In the USSR and in the period before the end of 2001, it was necessary to preserve documents confirming the time of employment in a particular place of work, for example, a work book or copies of orders.

Insurance pensions for citizens began to be formed in 2002, then it became clear that a citizen working in a particular job or registered as unemployed must receive insurance contributions from the employer or the state into his pension account.

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Calculation of pensions for those born before 1967

Despite the fact that he applied before his birthday, his pension will be paid from January 29, 2021, from his sixtieth birthday. He provided all the required documents, including a work book with a total work experience of 29 years until 2002 and a certificate from the military commissariat about compulsory service in the Soviet Army for 2 years.

• work books:
• extracts from orders;
• employers' certificates;
• documents on service from the military registration and enlistment office;
• extracts from archival institutions;
• certificates of payment of taxes during periods of individual entrepreneurship;
• protocols for interviewing witnesses if it is impossible to provide other documents.

Legislative aspect of the issue

All issues of pension calculation are regulated by Law 400-FZ of December 28, 2013 “On Insurance Pensions”. The law discusses the general provisions and rules for calculating insurance payments and their types.

According to the law, in order to count on receiving the insurance portion of the benefit in the future, several conditions must be met:

• Men at the age of 60 and women at the age of 55 can count on an old-age insurance pension (some categories of citizens can apply for payments before this age - the law describes all situations when this is possible).
• At the time of applying for benefits, the insurance period must be at least 15 years, that is, during this time payments were made from wages to the Pension Fund of the Russian Federation.
• Now in our country there is a system of coefficients: for each year of work experience a person is awarded a certain point (coefficient). Their total must be at least 30 by the time of retirement.

It is worth paying attention to the fact that length of service is now calculated according to a new scheme. Years of work before January 1, 2002 can be confirmed by relevant entries in the work book, extracts from the order, certificates from the place of work or the military registration and enlistment office, information on paying taxes for entrepreneurs, etc.

In addition to full-time work activity, some periods of life are also included in the length of service:

• years of education at an educational institution (full-time education only);
• parental leave (total amount of all – no more than 6 years);
• military service (including alternative);
• years of living in a military camp (garrison) during the spouse’s service;
• period of illegal detention;
• care for elderly citizens (over 80 years old), group 1 disabled people and disabled children;
• the period when unemployment benefits were paid.

For all these periods included in the length of service, you must have supporting documents. If all conditions are met and all work time is taken into account, then you can apply for registration at any branch of the Pension Fund.

How is old-age pension calculated? Born in 1963

No less important is how to calculate the old-age pension for a woman born in 1963. In addition to the points outlined above, it is also worth considering some nuances: Video: how the old-age pension will be calculated in a new way

On the conditions for granting pensions to women born in 1963. According to the stated rules, women born in 1963 will have the right to an old-age insurance pension in 2021 (upon reaching 55 years of age) if they have at least 9 years of insurance experience and the amount of their individual pension

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From 2025, the minimum total length of service to receive an old-age pension is 15 years. The minimum number of earned coefficients for assigning a pension is 30. If in your answers to the questions you indicated less than 15 years of experience or the number of earned coefficients does not reach 30, then you will be assigned a social old-age pension: for women at 60 years old, for men at 65 years old. The old-age social pension today is 4,769.09 rubles per month. In addition, you will receive a social supplement to your pension up to the subsistence level of a pensioner in the region of your residence.

From 2025, the minimum total length of service to receive an old-age pension is 15 years. The minimum number of earned coefficients for assigning a pension is 30. If in your answers to the questions you indicated less than 15 years of experience or the number of earned coefficients does not reach 30, then you will be assigned a social old-age pension: for women at 60 years old, for men at 65 years old. The old-age social pension today is 4,769.09 rubles per month. In addition, you will receive a social supplement to your pension up to the subsistence level of a pensioner in the region of your residence.

09 Jun 2021 uristlaw 337

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How to calculate a pension for a woman born in 1967

Thanks to the machine for the criticism - I was not familiar with the site rules. I allowed myself to be reprinted. Exclusively for the purpose of so that different authors of similar questions can find the answer to their own. Until I realized what could be a quote. In order to study the pension topic, I dug through legislation, judicial practice and quarterly reviews of the Pension Fund. Sometimes I looked at sites on this topic. Somewhere, someone may have said something similar. For example, the answer to the question “How to calculate the pension of citizen “X” born in 19..?” may be like this “- see paragraph 3 of Art. 30 173-FZ” and many will get stuck in it for a long time. And the mention of Art. 30 wouldn't be a quote, would it? I myself try to give my interpretation of the topic, but if it has already been discussed by someone, then there is a risk of unoriginality. I don't understand yet. Thank you

f) We determine the number of points (individual pension coefficient) as of 01/01/2020 by dividing the total amount received in the previous action by the number of months of the expected period of payment of the old-age insurance pension (228) and the cost of the insurance point in the amount of 64.10 rubles. We received the IPC on 01.01. 2020

When will men born in 1959-60 retire under the new law?

In connection with the pension reform, the retirement schedule has changed significantly since 2021. First of all, this is due to an increase in the retirement age by 5 years for women and men, which will occur in stages.

Men born in 1959 and women born in 1964 were in the first line of those affected by the reform. According to the old rules of the law, they should have retired in 2019. However, the new law is forcing people to continue working and wait longer than they planned for retirement.

When will men born in 1959-60 retire? The new table of retirement by year of birth starting in 2019 will help determine in which year a citizen will be able to apply for an old-age pension, taking into account the new pension benefit

When will men born in 1959-60 retire under the new law?

Changes to pension legislation have come into force in Russia. The main package of laws on innovations in pension legislation came into force in Russia on January 1, 2019.

The law on changing the pension system, adopted on October 3, 2021, will significantly adjust the procedure for Russians to receive an old-age insurance pension as early as January 1, 2021, which is primarily due to an increase in the retirement age - it will gradually increase during the transition period until by 2023 will not reach the final values ​​- 60 years for women and 65 for men.

From July 1, 2021, a special pension benefit began to operate in the Russian Federation. It allows pensioners to start receiving payments six months earlier than the new retirement age. As explained by the Russian Pension Fund, this opportunity is available to citizens who will retire in 2019-2020.

The pension reform provides for some benefits, including the assignment of pensions 6 months earlier than the new retirement age. This relief is provided for persons who are due to retire in 2021 or 2021. These include women born in 1964-1965 and men born in 1959-1960.

What new benefit is being introduced from July 2021?

Starting in 2021, Russia began to gradually increase the retirement age in accordance with the latest changes in legislation.

• Federal Law No. 350-FZ of October 3, 2021 “On Amendments to Certain Legislative Acts of the Russian Federation on the Appointment and Payment of Pensions” on a gradual increase in the retirement age was signed by Vladimir Putin in October 2018.
• According to the amendments, the age for the right to receive an old-age pension and state security pension will increase by one year in 2019.
• However, with the introduction of a new special benefit at the proposal of the president, some pre-retirees actually have the opportunity to retire six months earlier than the period established by the new rules.

Who can take advantage of the benefit?

The President proposed the following main measures to mitigate the pension reform:

• the opportunity to retire 6 months earlier than the statutory period during the first two years (i.e. for those who, according to the old law, were supposed to retire in 2021 and 2020 );

In accordance with these amendments:

Men born in 1959 will be able to retire at age 60.5 .

• That is, if you were born in the first half of 1959, you will be able to apply for a pension in the second half of 2021.
• If you were born in the second half of 1959, then you will be able to apply for a pension in the first half of 2021.

Men born in 1960 will be able to receive pension payments in 2021 or 2022 at age 61.5

• That is, if you were born in the first half of 1960, you will be able to apply for a pension in the second half of 2021.
• If you were born in the second half of 1960, then you will be able to apply for a pension in the first half of 2022.

You can determine in what year you can retire depending on your year of birth, as well as how many years of experience you need to have and the number of pension points, using the new tables below.

Table of new retirement conditions by year

Note: PE - retirement age

Algorithm for calculating and calculating pensions for those born before 1967

Such deductions amounted to 6% of income and gradually formed the funded part of a citizen’s pension benefit. The value of this indicator will depend on the amount of wages for the period 2002-2004. This part of the pension can be paid as a lump sum if its value is less than 5% of the total benefit. In other cases, the funded part can be evenly distributed over a period of 10 years. If the pensioner dies during this period, the amount remaining unpaid can be transferred to his successors (legal heirs).

• Insurance part. It is this part that consists of those contributions that the employer of the future pensioner contributed to the pension fund in accordance with the amount of his salary. It is calculated as a percentage of official income, and that is why the question of the inadmissibility of receiving “salaries in envelopes” is now so often raised. When calculating a pension, a citizen can realistically count on including in the calculation formula only the indicator that was taken on the basis of the so-called white salary - earnings that were recorded according to documents. All other amounts that could have been paid bypassing the tax services and various social funds are not taken into account.

My year of birth is 1963, which years should I choose to calculate my pension?

It is necessary to collect documents that you will refer to in support of your claims, draw up a statement of claim to recognize you as an heir under the will and recognition of your ownership of the property (which one?) and go to court. Drawing up a statement of claim is a paid service, so you can contact any lawyer or lawyer who deserves your attention.

Currently, the recipient of alimony needs to file a claim with the court to collect alimony. Thus, we proceeded from the fact that the Law on the Protection of Consumer Rights (the chief bailiff is the subject of personal data) in accordance with the law. Good luck to you. Lawyer Zotov V. I. Petrozavodsk

Pension for persons born before 1967

If a citizen was born before 1967 (i.e. 1966 inclusive), the calculation of his pension is carried out according to special rules. Its size depends only on length of service and average salary. Pension points have been taken into account since 2002, when they were introduced. Step-by-step instructions with calculation examples can be found in the article.

For example, for an employee in 1985-1990. the salary was 160 rubles, and the national average in the same period was 200 rubles. Then 160/200 = 0.8. If the employee had a salary of 260 rubles, then 260/2001 = 1.3, i.e. a limit value of 1.2 is used for it. Next, multiply the resulting number by the salary coefficient. Then they multiply by 1671 (the amount is established by law) and subtract 450 - this is the basic part of the pension at the beginning of 2002.

09 Jun 2021 uristlaw 332

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