Who can count on pension payments being recalculated?
There are also a number of cases when payments to a pensioner can be revised and increased in connection with his personal appeal to the Pension Fund office and the submission of an appropriate application. These are cases such as:
- emergence of dependents;
- stay in the Far North;
- transition from one category of pensioners to another.
That is, if a pensioner has disabled persons to support (children, disabled people, etc.), he has the right to an increase in the fixed pension, taking into account the needs of supporting dependents.
Also, a citizen can hope for a recalculation if he lived and worked in the Far North or in areas equivalent to it.
In addition, recalculation of payments at the request of a pensioner occurs when he moves from one category of pensioners to another - for example, a person who received a disability pension reaches retirement age.
Also, recalculation of payments with a pensioner’s application occurs if it is necessary to take into account the so-called “non-insurance periods” - more on this later.
Recalculation of a pension should be understood as a change in the amount of pension payments that a pensioner can count on if there are certain circumstances for this that were absent or were not taken into account when assigning it. As a rule, clarification of payment amounts occurs on an application basis, in other words, on the initiative of the recipient himself.
Important! As a result of recalculation, the pension amount may be increased or remain the same.
Among the grounds that serve for recalculation, the following should be highlighted:
- The appearance of disabled dependents.
If a pensioner has dependents, which should be understood as disabled citizens, then the amount of the fixed payment is subject to an increase. The amount of additional payment is 1/3 FV for each disabled person. Dependents include:
- minors under the age of 18 (except in cases of emancipation);
- persons from 18 to 23 years old studying full-time in educational institutions;
- parents who are disabled.
- Confirmation of “northern” experience.
Recalculation occurs in the case when the pensioner has provided documentary evidence of work in the Far North (15 years) or areas equivalent to it (20 years).
- Confirmation of the development of preferential length of service.
Persons who worked in hazardous conditions are also entitled to an increased pension. Upon presentation of documents confirming this nature of the work, the amount of security will be increased.
- Clarification of non-insurance periods.
Adjustments occur upon presentation of documents confirming being on maternity leave, serving in the army, being with a military serviceman husband in conditions where it is virtually impossible to carry out work, etc.
- Confirmation of additional experience.
Documentary confirmation of the fact of previously unaccounted for labor relations before 2012.
- Change of disability group.
The disability group, assigned and changed on the basis of the ITU, directly affects the amount of pension payments.
In addition, the grounds for recalculation may be:
- changes to the IPC;
- moving to the Far North;
- the advanced age of the pensioner (he has reached 80 years old).
Pensioners who have left work, the amount of the insurance pension, the fixed payment to the insurance pension (taking into account the increase in the fixed payment to the insurance pension), including those received in connection with the recalculation, are paid in the amount calculated in accordance with the law. At the same time, taking into account the increase in the size of the fixed payment to the insurance pension and adjustments to the size of the insurance pension that took place during the period of work. The period starting from the 1st day of the month following the month of termination of work is taken into account.
Thus, after the pensioner stops working, the full amount of the pension, taking into account indexations, will be paid for the period from the 1st day of the month after dismissal.
If the employer timely submits information to the Pension Fund, the renewal of pension indexation and the start of its payment in full occurs three months from the date of dismissal. The new law will allow a pensioner to receive the full pension for the period from the 1st day of the month following the month of dismissal.
Payment of the full pension amount occurs as follows. For example, a pensioner quit his job in March. In April, the Pension Fund will receive reports from the employer indicating that the pensioner is still listed as working. In May, the Pension Fund will receive reports in which the pensioner is no longer listed as working. In June, the Pension Fund of the Russian Federation will decide to resume indexation and in July the pensioner will receive the full pension amount, as well as the monetary difference between the previous and new pension amounts for the previous three months - April, May, June. That is, the pensioner will begin to receive the full pension the same three months after dismissal, but these three months will be compensated to him.
Pension provision includes the possibility of receiving a fixed payment in addition to the insurance pension. The grounds for recalculation of payment are:
- Reaching the age of 80 years.
- Assignment of 1st disability group.
- Change in the number of dependents, incl. on the basis of a court decision establishing the fact of being a dependent.
- Having work experience (15 years, 20 years) in the Far North. Or areas equivalent to it.
- Moving to the regions of the Far North or other equivalent areas (where a different regional coefficient is established).
- Moving from the Far North to another place of residence, from rural areas.
- Children who receive a survivor's pension due to the death of one parent, or upon the death of the second parent.
According to Russian legislation, a pension is assigned after a citizen submits a corresponding application to the Pension Fund of Russia (PFR) or the Multifunctional Center (MFC). Payments are accrued from the date of application, but not earlier than the date the right to receive a monthly benefit arises.
The amount is calculated on the basis of documents available in the citizen’s payment file and (or) papers provided by the individual in person. If there is additional documentation that can be used to prove work periods not taken into account when assigning payments, the security will be recalculated.
Do not confuse recalculation with indexation. In the first case, an increase in payments is carried out when legislation changes or if a person provides additional information that may affect the amount of the benefit. The recalculation can be either upward or downward. Indexation is an increase in the size of payments in order to protect them from inflationary processes.
Recently, rumors have been circulating on the Internet about the possibility of increasing the number of pension points for long work experience. For example, information is provided that additional payment for work experience of more than 35 years gives 1 pension point, and for work duration of more than 40 years - 5 points.
Representatives of the Pension Fund of the Russian Federation denied such information, but noted that an addition to the pension for 40 years of service is possible if a person is awarded the title of Labor Veteran.
A non-working pensioner can receive honorary status only in accordance with regional legislation. At the federal level, the title Hero of Labor is awarded. Each subject has its own requirements for the duration of continuous work. The amount of additional payment for experience also varies. In Moscow, for example, it is 1 thousand rubles.
The reasons for recalculating each of these types of accruals differ; any pensioner would do well to understand these issues.
All periods of work of citizens must be converted into individual pension coefficients.
When calculating the size of the pension, the Pension Fund takes into account the information at its disposal. Sometimes it happens that the information available to the Pension Fund may be unreliable or incomplete. Accordingly, the pension amount will be calculated incorrectly.
To make sure the data is correct, it is worth checking the information about the IPC (individual pension coefficients) in your personal account on the official website of the Pension Fund. All periods of work must be transferred to the IPC.
If this is not the case, you must provide documents confirming your experience and earnings: archival documents, a work book and a certificate of average salary.
Increasing the pension amount taking into account length of service up to 2002 is called valorization.
Recalculation of pension after dismissal
Pensioners who have left work, the amount of the insurance pension, the fixed payment to the insurance pension (taking into account the increase in the fixed payment to the insurance pension), including those received in connection with the recalculation, are paid in the amount calculated in accordance with the law. At the same time, taking into account the increase in the size of the fixed payment to the insurance pension and adjustments to the size of the insurance pension that took place during the period of work. The period starting from the 1st day of the month following the month of termination of work is taken into account.
Thus, after the pensioner stops working, the full amount of the pension, taking into account indexations, will be paid for the period from the 1st day of the month after dismissal.
If the employer timely submits information to the Pension Fund, the renewal of pension indexation and the start of its payment in full occurs three months from the date of dismissal. The new law will allow a pensioner to receive the full pension for the period from the 1st day of the month following the month of dismissal.
Payment of the full pension amount occurs as follows. For example, a pensioner quit his job in March. In April, the Pension Fund will receive reports from the employer indicating that the pensioner is still listed as working. In May, the Pension Fund will receive reports in which the pensioner is no longer listed as working. In June, the Pension Fund of the Russian Federation will decide to resume indexation and in July the pensioner will receive the full pension amount, as well as the monetary difference between the previous and new pension amounts for the previous three months - April, May, June. That is, the pensioner will begin to receive the full pension the same three months after dismissal, but these three months will be compensated to him.
Registration procedure and required documents
To recalculate your pension, you must contact your local Pension Fund office.
In order for the pension change procedure to be carried out legally, it is necessary to act according to the following algorithm:
- Contact the territorial bodies of the Pension Fund at the place where you received your pension with an application.
- Provide all necessary documents.
- Obtain a receipt from an authorized person stating that the application has been accepted. This point should not be neglected, since it is the application that serves as the basis for the emergence of obligations of territorial bodies regarding the issue of reviewing pensions within the designated period.
- Verify that the application was entered into the registration register.
To confirm the existence of grounds for changing the amount of benefits, you must provide the following documents:
- Passport (original and copy);
- SNILS;
- Documentary proof of work experience;
- For a disabled person - an ITU certificate to confirm the disability group;
- Certificate of family composition;
- Marriage certificate;
This list is not exhaustive. For a complete list of documents, you can consult the Pension Fund branch.
The document indicates the name of the territorial body, the applicant’s personal and contact information, information about his insurance account, information about his work activity, and a list of documents provided. The form must be dated and signed.
If the Pension Fund employee discovers inaccuracies in the documentation or missing necessary documents, the applicant will be asked to correct the errors and apply again.
It should be noted that in case of disagreement, the applicant may try to challenge the decision of the authorized employees of the Pension Fund of the Russian Federation in a civil judicial body. To do this, you need to file a statement of claim.
According to Article 18 of Law No. 400-FZ of December 28, 2013 “On Insurance Pensions,” recalculation is made only on several grounds. According to the non-declaration principle, an upward revision of the amount is carried out for working pensioners annually in August. Based on the application and evidence (providing documents), recalculation is carried out in the following cases:
- Increase in the size of the individual pension coefficient (IPC) for the period before January 1, 2015. The number of pension points may increase due to taking into account “non-insurance periods”.
- The presence of contributions from salary that were not taken into account. This could be, for example, long-term work abroad at the direction of the employer.
- Receiving disability. If there is 1 group, the fixed payment (FP) doubles.
- Availability of dependents. The appearance of disabled persons on the payroll makes it possible to increase the size of the pension fund by a third or more.
- Regional coefficient. When living in certain settlements that are located in areas with difficult climatic conditions, the pension is recalculated taking into account an increasing factor.
The amount of recalculation of insurance premiums for previous periods is determined exclusively by Pension Fund employees. To receive increased pension benefits, you must adhere to a certain algorithm:
- Determine on what basis you can apply for pension recalculation.
- Collect the necessary documents giving the right to receive a bonus for length of service.
- Contact an authorized specialist of the Pension Fund or MFC in person or through a legal representative, if the latter has a notarized power of attorney.
- Fill out an application in the prescribed form and attach the prepared documentation to it. Please note that citizens who have an account on the State Services portal can submit an application online - through their personal account on the Pension Fund website.
- Wait for a decision. This will take up to 10 working days, after which the applicant must be notified of the results. If you refuse, receive a written justification.
Depending on the basis, the documents for recalculating the pension in each case will be different. The list of mandatory ones includes:
- an application drawn up in a special form;
- passport;
- certificate of compulsory pension insurance (SNILS);
- representative's passport and notarized power of attorney (if documents are not submitted in person).
Of the additional papers, only those that are not in the payment file will be required, but may affect the amount of the accrued pension. Please note that if it is not possible to submit the collected papers yourself, they can be sent by mail. In this case, the day of reception will be considered the date on the stamp.
To make a recalculation, you must contact the Russian Pension Fund. The application to this government body is submitted in writing, after which the pensioner should expect a response from the fund’s specialists.
If there really are grounds for recalculation, then it will be made, but with prior notification to the recipient of the payments. If the Pension Fund does not consider the presented grounds sufficient for adjustment, the applicant will receive a refusal, which, however, can be appealed in court. To prevent this from happening, you should take care in advance of collecting all the necessary documents before submitting your application.
Documentation
The list of papers that must be submitted to the Pension Fund for recalculation is not exhaustive, since each situation that pensioners deal with is individual, however, the fund’s specialists require:
- passport;
- SNILS;
- documents confirming work experience;
- birth certificates of children (for women);
- military ID (for men);
- documents confirming the validity of the recalculation (ITU conclusion, certificate of family composition, orders from the place of work, salary slips, etc.).
Important! In addition to the originals, it is important to have copies of the above papers.
The recipient of payments has the right to submit an application for recalculation of the pension in person during a visit to the Pension Fund office. Also, instead, a representative of the pensioner can draw up and submit the necessary papers, but this will require a power of attorney from a notary. In addition, both the applicant himself and his authorized representative have the right to submit documents for re-registration through the MFC.
If a pensioner is not able to come to government agencies to submit documents, then he can send them by registered mail.
To recalculate your pension upward, you must submit an application for recalculation. The pensioner can submit such a document directly to the Pension Fund. And also through the MFC. And if there is written consent, it is submitted by the employer in relation to his employee.
Without an application, the recalculation is carried out by the Pension Fund employees themselves (when the pension amount is reduced). They independently calculate payments when a pensioner reaches 80 years of age, when assigning or changing a disability group (after receiving the conclusion of a medical and social examination).
In all other cases, it is necessary to submit an application for recalculation. Along with documents confirming the grounds for recalculation. An explanation of this list of documents can be obtained from any Pension Fund authority. Or on the official website of the Pension Fund.
The application is reviewed by Pension Fund employees within 5 working days. They begin to flow either from the date of provision of the full package of documents by the pensioner himself. Or from the date of receipt of information from state and municipal authorities. If verification of the authenticity of the submitted documents is required, the Pension Fund will suspend consideration of the application. But no more than 3 months. The recalculation itself is made from the 1st day of the month following the month of filing the relevant application.
Application procedure and terms of recalculation
To recalculate your pension upward, you must submit an application for recalculation. The pensioner can submit such a document directly to the Pension Fund. And also through the MFC. And if there is written consent, it is submitted by the employer in relation to his employee.
Without an application, the recalculation is carried out by the Pension Fund employees themselves (when the pension amount is reduced). They independently calculate payments when a pensioner reaches 80 years of age, when assigning or changing a disability group (after receiving the conclusion of a medical and social examination).
In all other cases, it is necessary to submit an application for recalculation. Along with documents confirming the grounds for recalculation. An explanation of this list of documents can be obtained from any Pension Fund authority. Or on the official website of the Pension Fund.
The application is reviewed by Pension Fund employees within 5 working days. They begin to flow either from the date of provision of the full package of documents by the pensioner himself. Or from the date of receipt of information from state and municipal authorities. If verification of the authenticity of the submitted documents is required, the Pension Fund will suspend consideration of the application. But no more than 3 months. The recalculation itself is made from the 1st day of the month following the month of filing the relevant application.
Grounds for recalculation
The size of the pension is determined by 2 main indicators: the individual pension coefficient, the length of service for assigning a pension. Based on this, the recalculation of insurance pensions (for old age, for disability, for the loss of a breadwinner) is carried out:
- with an increase in the IPC for the period up to 01/01/2015.
- in case of an increase in coefficients for certain periods (military service, child care), when these periods occurred after 01/01/2015.
- due to unaccounted for insurance premiums. Information about them is reflected in the compulsory pension insurance system. It is this type of recalculation that is carried out without a citizen’s application from August 1 of each year (for survivor pensions - from August 1 of the year following the year the pension was assigned).
Article 18 of the Law “On Insurance Pensions” establishes the calculation formula on the basis of which recalculation is carried out.
The size of the pension is determined on the date the pensioner applies for a pension. However, if the citizen’s employer then receives information about the fact of work (before the pension is assigned), the Pension Fund is obliged to recalculate the pension independently and without an application.
The pension amount is recalculated due to:
- changing the category of recipient of pension payments in the event of the loss of a breadwinner;
- an increase in the number of disabled family members;
- the appearance of minor dependents;
- confirmation of the development of preferential length of service;
- confirmation of additional experience;
- acquisition of length of service giving the right to an increased fixed amount of payments of the insurance part of the old-age labor pension (work in the Far North or equivalent areas);
- the acquisition of length of service giving the right to an increased basic amount of payments of the insurance part of the disability pension (also applies to work in the Far North);
- a citizen working for a full year from the date of assignment of a labor pension for old age or disability;
- other cases falling under pension legislation.
Reasons
The legislation establishes various grounds for assigning a recalculation of the amount of pension benefits. Thus, if it is necessary to recalculate the insurance part of the pension, the grounds for this may be the following unaccounted facts:
- Pension payments that were not previously taken into account due to disability or old age.
- Individual pension coefficient, which must be taken into account until 2015.
- Individual coefficient after 2015.
When calculating pension payments, certain coefficients must also be taken into account:
- those who have savings from insurance premiums - 1.875;
- those who have no savings - 1.3.
In order to increase the labor part of the pension, the following grounds must exist:
- Obtaining or changing the disability group of a pensioner.
- A pensioner reaches 80 years of age.
- Relocation to the Far North or equivalent areas.
- Increase in the number or appearance of dependents.
- Change of pensioner status.
- Obtaining work experience in the Far North.
In these cases, the labor part of the pension may be revised.
Payments for the loss of a breadwinner may be revised if it is possible to confirm his additional length of service, as well as the cause of death and the number of his dependents.
Automatic recalculation
In some cases, the size of pension payments increases automatically, without a citizen’s application.
In some cases, the Pension Fund changes the amount of pensions without applications from citizens. This is possible with:
- when a pensioner reaches 80 years of age;
- receiving a disability group;
- changing the disability group.
Automatic recalculation in these cases was introduced taking into account the difficulties in independent application of pensioners due to advanced age or health status.
In order for automatic recalculation to be possible, the person applying for a pension for the first time must give consent to this.
In a number of cases that are directly defined by law, the Russian Pension Fund can recalculate automatically, without the personal participation of the pensioner. These include:
- establishing a disability group, including a new one;
- reaching old age (80 years).
The legislator specifically allowed for the possibility of automatic recalculation of pensions without the participation of recipients of payments in this category, taking into account their restrictions related to age and health.
Important! Re-registration of pension payments without an application occurs only if the pensioner himself agreed to such an opportunity when initially applying to the Pension Fund for a pension.
If the recipient of the pension believes that it was accrued to him in an amount less than it should be, then he has the right to contact the Pension Fund for its recalculation. However, a positive outcome in this case is possible only if there is documentary justification for its implementation.
Surprises await pensioners in August: indexation, recalculation, points
The right to choose a delivery organization belongs to the pensioner, and therefore, with the corresponding application, he has the right to apply to any territorial body of the Pension Fund of the Russian Federation of his choice.
Of course, this is not a complete list of mistakes that the Pension Fund of the Russian Federation can make, but these are the most common. It is not possible to describe all errors simply because of the individuality of each case. If you do not understand what the Russian Pension Fund answered to your request, you can always contact a specialist and ask for an adequate amount to check the correctness of pension calculation.
In such cases, the Pension Fund of the Russian Federation simply refuses to count work experience in the Far North and equivalent areas. The reasons are still the same: lack of documentary evidence of work in the Far North.
They are called pension savings. Part of the pension contributions from the employer from 2002 to 2013 remained in your account in the Pension Fund of the Russian Federation - pension savings were formed from them.
Recalculation of pensions for working pensioners
For older people who continue to work after a well-deserved retirement, there is no need to apply for recalculation. This happens automatically every year on August 1 in accordance with Law No. 400-FZ, taking into account the insurance points earned over the past year. The additional payment for length of service will be individual in nature, since the amount of insurance premiums is different for each person.
The number of points earned depends on the amount of insurance premiums, but cannot be higher than a certain value. According to Law No. 400-FZ, the maximum number is limited to:
- 3 points – for insured citizens who do not form pension savings through insurance contributions for compulsory pension insurance.
- 1.875 – who has such savings.
NSP = SSP (IPK x SPB), where:
- NSP – new pension amount;
- SSP – old pension amount;
- IPC – the number of points as of January 1 of the year when the pension is recalculated;
- SPb – the cost of one pension point on the date of revision.
NSPK = SSPK (IPK / K / KNC x SPC), where:
- NSP – new amount of pension for the loss of a breadwinner;
- SSP - the old amount of the survivor's pension;
- IPC – the number of pension points determined based on the amount of insurance contributions not taken into account as of the day of the citizen’s death;
- K – coefficient of the ratio of the standard duration of the breadwinner’s insurance period, calculated in months, to 180 months;
- KNC – the number of disabled family members as of August 1 of the year when the recalculation is made;
- SPb – the cost of one pension point on the date of revision.
In connection with the pensioner’s work activity, the recalculation of his insurance pension is made in connection with an increase in the size of the IPC based on the amount of insurance contributions paid for him by the employer to the Pension Fund of the Russian Federation after 01/01/2015, which were not taken into account when assigning the insurance pension.
When recalculating the insurance pension in this case, the maximum value of the IPC is 3.0 - for pensioners who do not have pension savings in the corresponding year, and 1.875 - for pensioners who do have such savings. In general, the territorial body of the Pension Fund of the Russian Federation recalculates the old-age insurance pension or disability insurance pension on an undeclared basis from August 1 of each year.
Until 2022, when recalculating the insurance pension, the maximum IPC value of 3.0 is applied in connection with the suspension of the formation of a funded pension at the expense of insurance contributions for compulsory pension insurance.
In certain cases, a working pensioner also has the right to recalculate the amount of a fixed payment to the insurance pension (in particular, when he is assigned disability group I, when the number of disabled family members who are dependent on him changes, when he acquires the necessary work experience in the Far North and equivalent areas). Pension recalculation is carried out on the basis of the application and documents required for such recalculation.
According to the current legislation of the Russian Federation, payments to pensioners can be reviewed and recalculated even without their desire and participation (without an application). This happens mainly in situations with working pensioners for whom the organization pays insurance premiums and who received a pension before 2015.
In such cases, the Pension Fund itself recalculates (taking into account the individual coefficients of citizens) pension payments for old age, loss of a breadwinner, disability, or if a citizen switches from one type of pension to another. Such recalculations are carried out by the Pension Fund, usually in August of each year.
For the so-called “non-declaration” recalculation of pensions, special coefficients were even introduced, which the Pension Fund has no right to increase. For those citizens, for example, who do not have any savings, this is a coefficient of 3.
Also, recalculation without a separate application from the pensioner is carried out by the Pension Fund when the pensioner turns 80 years old. In this case, for the rest of his life, he will receive a permanent increased old-age pension.
Also, the pension is revised without declaration if a person’s disability group changes. The pensions of all pensioners are recalculated (as a plus) without their knowledge or statements when the so-called “increase in pension points” occurs.
And finally, if a person receives money in the form of a funded or fixed-term pension, the government agency recalculates the pension amount without any applications or requests, as already mentioned, in August of each year.
At the same time, when revising the amount of accruals, the following factors are taken into account:
- investing a person's savings;
- how large an amount was not taken into account when an urgent payment was assigned during the last recalculation
Pension recalculation procedure: fixed payment
Pension provision includes the possibility of receiving a fixed payment in addition to the insurance pension. The grounds for recalculation of payment are:
- Reaching the age of 80 years.
- Assignment of 1st disability group.
- Change in the number of dependents, incl. on the basis of a court decision establishing the fact of being a dependent.
- Having work experience (15 years, 20 years) in the Far North. Or areas equivalent to it.
- Moving to the regions of the Far North or other equivalent areas (where a different regional coefficient is established).
- Moving from the Far North to another place of residence, from rural areas.
- Children who receive a survivor's pension due to the death of one parent, or upon the death of the second parent.
Women for children
Non-working pensioners can apply for a recalculation of their pension based on length of service in connection with the replacement of periods of work with so-called “non-insurance periods”. This includes maternity leave to care for a child from birth until the child is 1.5 years old. Recalculation of pensions is beneficial for women who have had more than 2 children, had a short work history and low salary.
According to the law, for each year of maternity leave a certain number of pension points is awarded:
- for the first child – 1.8;
- for the second – 3.6;
- for the third - 5.4.
Increase in pension upon confirmation of non-insurance periods
Recalculation of pensions for so-called “non-insurance” periods is carried out exclusively at the request of the pensioner. “Non-insurance periods” of life are the times when a citizen did not work, but carried out socially significant activities. Pension points still continue to accrue during this time. The non-insurance periods of a person’s life include the following periods:
- maternity leave of one of the parents until the child reaches 1.5 years of age;
- service in the army, under contract, work in institutions of the penitentiary system;
- caring for incapacitated persons with disabilities;
- care for elderly people over 80 years of age;
- military spouses living together with their spouses in the areas of their service (however, no more than 5 years in total);
- residence abroad of spouses of diplomatic workers, employees of consulates and representative offices of the Russian Federation together with their spouses (no more than 5 years in total);
- removal from work in the manner prescribed by the Code of Criminal Procedure of persons illegally brought to criminal liability and then rehabilitated.
All persons falling under the above categories, who, however, received pension benefits before January 2015, can apply for such a recalculation taking into account “non-insurance periods”. In payments to pensioners who received a pension after 2015, all of the above points have already been taken into account, and they do not need to recalculate.
It should also be noted that not everyone benefits from recalculation of benefits for “non-insurance periods”. It will be beneficial only to citizens with low wages, who did not work officially or worked with long breaks, and persons working under the USSR.
If there is a correctly completed application and all the necessary papers confirming “non-insurance periods”, the pensioner can count on receiving an increased, (recalculated) pension already in the first days of the month following the application. If during the recalculation the payments were not increased or the result turned out with a minus sign, Pension Fund employees will write a refusal to recalculate - the payments will not be reduced in any case.
The pension can be recalculated if the interested person confirms the presence of non-insurance periods in his or her work experience. These include:
- The period of child care up to the age of 1.5 years. Moreover, the total duration of such periods cannot exceed six years.
- Time spent caring for a disabled person of group 1 (must be documented).
- The period of care for an elderly person over 80 years of age (also documented).
- The period of compulsory military service (proof is a military ID).
- Time of living with a spouse in a closed military camp without the possibility of employment.
- A period of residence with a spouse abroad, in connection with his work there.
The last two points cannot be longer than five years.
The presence of the above points guarantees the recalculation of pensions of citizens who retired before 2015. When calculating pension payments of persons who retired after 2015, the above intervals, if they occur, are calculated automatically.
So that it does not happen that after the pension is recalculated, the amount of payments will become less.
Northern surcharge
How much the pension will be increased will be calculated individually and depend on the specific situation:
- developing work experience in the Far North as established by law;
- fixed disability pension due to work in the Far North;
- moving to the Far North.
In the latter case, payments are multiplied by the regional coefficient adopted in the given area.
Some citizens are entitled to certain seniority bonuses for length of continuous work. They are appointed on an application basis. To receive additional payment, you must have a certain work and special experience. The following may apply for bonuses:
- workers who have worked for a certain number of years in the regions of the Far North (RKS) and in equal territories (TKS);
- military personnel;
- persons who have worked in difficult and dangerous conditions according to Lists 1 and 2 for a certain number of years;
- civil servants.
Please note that from 2021, citizens who have worked in the agricultural sector for more than 30 years are entitled to a monthly pension supplement in the amount of 25% of the fixed payment.
Only those applicants who permanently live in rural areas, have stopped working and have reached the generally established age for retirement will be able to receive a bonus.
Recalculation and indexation of pensions for citizens with “northern experience” occurs on a general basis. When calculating pensions, some of them are entitled to a bonus in the form of an increase in the fixed payment. To receive an increase in pension, men must have a total work experience of at least 25 years, and women - at least 20. At the same time, they need to work for 15 years in the RKS, and 20 years in the PKS. The amount of the supplement for non-working pensioners is:
- for length of service in the RKS – 50% of the basic EF;
- for length of service in the PKS - 30% of the basic EF.
Citizens who worked on Lists 1 and 2 are entitled to a preferential pension. Although the professions in them are often repeated, the main differences are that the first includes professions with harmful and especially dangerous working conditions, and the second - with difficult ones. Pension Fund employees, when establishing and calculating the amount of pension payments for a particular person, choose the most profitable option for him, taking into account all the features of his work activity.
Recipients of pensions under List 1, who have work experience under List 2 and have reached the age entitling them to a pension under List 2, have the right to apply to the Pension Fund for re-registration and recalculation on this basis.
Please note that such recalculation is not always profitable. Firstly, this is due to the fact that when calculating pension payments under List 1, additional preferential criteria are used, for example, reduced requirements for total work experience. Compare: to assign security under List 1, men need to work 20 and women 15 years, while under List 2 – 25 and 20 years.
Transfer to a pension on another basis (recalculation) is carried out exclusively at the request of a citizen. The accrual of pension payments in an increased amount begins in the month following the date of application. Customer service employees of the territorial branch of the Pension Fund of Russia will check the feasibility of the recalculation and provide comprehensive advice.
State federal employees can increase the amount of pension payments for each year of work in excess of the required length of service. In 2019 it is 16 and a half years. When calculating the surcharge, the average monthly earnings of a civil servant (AMS) are taken into account.
For each additional year in excess of this standard, 3% of the monthly wage is due, but not more than 75% of the average monthly earnings.
In addition, for residents of the “northern regions” the pension increases by the regional coefficient. When moving to another area, its size is subject to revision or cancellation.
Military personnel are entitled to additional payments for length of service. The size depends on the length of military service. With 20 years of pure military service, a pensioner is entitled to 50% of his salary plus 3% for each additional year. The total amount of the bonus for length of service cannot exceed 75% of the salary.
If a pensioner has a mixed length of service of 25 years, half of which (12 and a half years) were spent in the army, the increase will be 50% of the salary plus 1% for each year on top, but not more than 75% in total.