You can apply for the services of the Pension Fund of the Russian Federation through the MFC

Basic Rules

At the MFC, transferring a pension to a card is possible for those who receive monthly payments from the Pension Fund. This service is provided to both Russian citizens and foreigners. In this case, there are the following features of pension delivery:

1. The pension of a minor child is credited both to the account of his parents and to the account of the child.
2. A parent has the right to apply for the chosen method of receiving a pension on behalf of his child until he reaches adulthood. At the same time, children from 14 to 18 years old can make their own decisions about crediting monthly payments to their account.
3. If a pension is assigned to an incapacitated minor citizen who has a guardian, it will be transferred to the guardian’s account.

It should also be remembered that the credit institution chosen by the citizen must be located in the region of the Russian Federation at his place of residence. Documents must be submitted to the registration address.

How can a pensioner transfer his pension to Sberbank plastic?

We know that the methods of issuing pensioners their mostly small pensions are carried out in different ways, through the postman, who comes straight home, to the post office on certain days. Comparing all these options does not make sense, since everyone knows the logistics of these actions; it is worth mentioning only the advantages that a Sberbank card gives a pensioner:

• save your own time, which is lost in queues at post offices;
• do not sit by the window waiting for the long-awaited postman with a pension;
• withdraw funds from an ATM and top up your account at a convenient time;
• pay with a card in supermarkets, pharmacies and other places, as well as make various monetary transactions at home, including paying utility bills;
• timely transfer of money to the card;
• making transfers to relatives or receiving them;
• crediting interest on the balance;
• benefits and bonuses provided by Sberbank, for example, the “Thank you” program;
• the ability to see and control all operations using SMS alerts.

Transferring a pension to a card provides another important advantage; it allows citizens not to worry about losing their wallet with money, because if this happens, the funds are unlikely to return to the owner. In the case of a card, the situation is different; if the card has disappeared, it can be blocked by phone or at the nearest bank branch. The funds will not go to the person who stole or found it if he does not know the treasured PIN code numbers and the money will remain untouched.

Transferring your pension to a card provides many advantages, because it is also an opportunity to save a little. When paying for housing and communal services, many organizations charge interest for the services provided, while the card allows you to make payments without any interest, you just need to learn how to use an online bank.

Until July 2021, Sberbank of Russia issued Maestro debit cards for pensioners. Now social payments are transferred to the Russian payment system MIR, to which all pensioners will receive accruals from 2021.

MIR plastic can be used throughout the country, including Crimea (other systems do not work in this region due to sanctions).

Conditions and cost of using the MIR card:

• there is no issue or maintenance fee;
• the only paid service that can be disabled is “Mobile Banking”, which notifies you of deposits via SMS;
• the cost in the first two months is free, then - 30 rubles per month.

Required documents

Arriving at the MFC (multifunctional center), the pensioner must join the electronic queue and receive a coupon with a personal number. When it is the user's turn, his number will appear on the display. The completed application can be submitted at the window by contacting the operator.

To receive the required services in one visit to the facility, you must prepare the necessary documentation. The list of required documents depends on what the client needs. For example, to receive a social card, you must provide SNILS, a pension certificate, a passport and a certificate of benefits received.

This card gives the pensioner the right to ride trolleybuses and buses for free, as well as receive discounts in large pharmacies or stores.

When the pension assigned to a citizen is lower than the subsistence minimum, he has the right to receive monetary compensation. To do this, you will need a copy of your passport, SNILS, pension certificate and work book. You will also need a certificate of income and an agreement to open an account.

How can a pensioner transfer pension payments to a Sberbank card?

The first option is possible if you have a savings book in your hands and the “Pension Plus” deposit has not been closed:

1. Visiting the Pension Fund.
2. Write a statement in which you refuse to transfer your pension to an account in Sberbank.
3. Close your account with the financial institution after receiving the payment.

The second option is possible when the passbook is already in the archive. In this case, it is possible to re-register the pension to another bank from the list of PF partners. You can also write an application to transfer money to the post office.

In this case, there are several options:

• The pensioner goes to the Pension Fund and solves the problem in the traditional way by filling out an application stating that he wants to receive money, as before, through a savings book or by transfer to the post office. To do this, you must have your passport and pensioner ID with you.
• For active older Internet users, those who are familiar with the work of government service websites, there is an option to fill out an application in a few clicks. The “Pension Delivery” section is just a “portal” through which you can carry out the necessary actions. When transferring pensions from a card to the post office through government services, both effort and time are saved significantly.

In both cases, re-registration of the transfer will take two months.

Pre-entry

Pre-registration at the MFC is possible. It helps prevent long queues. There are various pre-registration options:

• On the official page of the multifunctional center.
• Call the hotline of the "documents" network.
• On the government services website.

Those who decide to call the hotline will have to wait a long time because it is often overloaded. However, this method is suitable if you have a question about a set of documents or you need to find out whether the organization provides the necessary service.

Registration of a pension in the Pension Fund

1. Russian Post - to your home or at the post office of your place of residence.
2. Through a banking institution - at the cash desk of a credit institution department or through issuing a card and withdrawing funds through an ATM.
3. Through a company that delivers benefits - to your home or by yourself at this company.

1. Workers who have the required preferential length of service for working in difficult and dangerous conditions.
2. Those who worked in the northern regions and areas adjacent to them.
3. Teachers, medical employees with teaching or medical experience.
4. Mothers of many children who gave birth raised 5 or more children up to the age of 8.
5. Mothers and fathers who have raised a child with disabilities since childhood.

Payment of charges to the card

Users wondering whether it is possible to transfer a pension through the MFC to a card should remember that this will require documents such as an extract from the house register, a pension certificate and a passport.

You must also present an agreement with the bank and a certificate confirming your right to benefits. Proof of ownership of the apartment will also be required.

If a Russian citizen does not have permanent registration, he can present a certificate of temporary registration. In the absence of both permanent and temporary registration, you must fill out an application indicating the place of residence of the pension recipient.

Foreign citizens must present a residence permit and identification documentation. There is no need to make a copy of the listed documents. They will be made by an MFC employee during your appointment.

Documents for applying for a disability pension

The MFC presents:

1. Application in the form approved by order of the Ministry of Labor and Social Protection of the Russian Federation dated January 19, 2016 No. 14n as amended. dated February 13, 2018 (Appendix No. 1 to the Administrative Regulations).

You can prepare the form yourself or fill it out directly at your appointment at the MFC ().

1. Passport of a citizen of the Russian Federation - the recipient of the service with a registration mark (birth certificate and registration at the place of residence).

In the absence of permanent registration, a Russian citizen presents a certificate of temporary registration at the place of residence.

Citizens who do not have either permanent or temporary registration fill out an additional application indicating the address of their actual residence on the territory of the Russian Federation.

A foreign citizen (stateless person) presents an identification document (if available) and a residence permit.

If a representative acts on the basis of a notarized power of attorney, it is not necessary to present the passport of the recipient of the service.

1. SNILS number of the recipient of the service.
2. Extract from the ITU examination report on the establishment of the disability group.

When applying for a disability insurance pension, the following must be additionally presented:

1) Documents confirming periods of work and other activities.

2) Certificate of average monthly salary for 60 consecutive months until 01/01/2002 (if necessary).

3) Documents confirming the presence of additional circumstances:

• change of the applicant’s full name (certificate of marriage/divorce, change of name);
• the presence of disabled family members (minors, full-time students at universities, disabled people). Documents confirming the relationship (birth certificates, adoption certificates, marriage/divorce certificates, etc.) are presented;
• the presence of the above-mentioned family members as dependents (certificates from housing registration authorities, income certificates, extracts from the ITU inspection report, court decisions and other documents containing the necessary information).

When applying for a state disability pension, documents confirming the applicant’s category are submitted:

• certificate of a veteran (participant) of the Second World War, a resident of besieged Leningrad, a participant in the liquidation of the consequences of the Chernobyl disaster;
• military ID, etc.

The legal representative (except for an identity card) presents a document confirming the right to act on behalf of the applicant:

• act of guardianship and trusteeship authorities;
• notarized power of attorney, etc.

Copies of the passport and other documents that must be returned to the applicant after identification and data verification will be made by the MFC employee directly at the reception.

Terms of service

When the user has submitted the necessary documents, the employee will give him a receipt. Using its number, you can check the status of your application by calling the support service or on the official website of the multifunctional center.

If the data is changed, the user’s case is reviewed by the organization three days after the application was received. You can change the method of delivery of your monthly pension from the 1st day of the month following the month of application.

When the application is submitted before the 20th day, the pensioner receives a payment on the card for the first time on the 1st day of the month following the month the application for the service was submitted. When submitting an application after the 20th day - from the 1st day of the month following the month after the application.

Conditions for assigning a social pension

If a person moves to another region, an application is drawn up and submitted to the Pension Fund branch.
The employee sends the request to the place where he was issued accruals before the move. When a citizen receives money on a card, he can still apply to transfer payments to another address. MFC refused

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The following have the right to receive a disability insurance pension:

• disabled people of group I;
• disabled people of group II;
• disabled people of group III.

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The following have the right to receive a social disability pension:

• disabled people of groups I, II and III, including those disabled since childhood;
• disabled children.

The following have the right to receive a state disability pension:

• military personnel who became disabled during conscription;
• participants of the Great Patriotic War (WWII) who became disabled;
• citizens who have the sign “Resident of besieged Leningrad” and have become disabled;
• citizens who suffered as a result of the disaster at the Chernobyl nuclear power plant and became disabled;
• cosmonauts who became disabled during preparation for or during a space flight.

A disability insurance pension is awarded if:

• disability was determined at the state institution of medical and social examination (ITU Bureau);
• documents were submitted by the authorized body to the Pension Fund of the Russian Federation within 3 days from the date of the decision to recognize the citizen as disabled;
• the citizen has at least 1 day of insurance coverage.

A social disability pension is awarded if:

• the citizen is declared disabled and does not have 1 day of insurance coverage;
• the citizen permanently resides in Russia.

A state disability pension is awarded if:

• the serviceman became disabled during military service, within 3 months after dismissal or after the expiration of 3 months if the disability occurred as a result of injury during military service;
• a citizen injured as a result of the disaster at the Chernobyl nuclear power plant has at least 1 day of insurance coverage.

If a WWII participant or a citizen awarded the “Resident of Siege Leningrad” badge became disabled as a result of intentional damage to his health, instead of a state disability pension, he is assigned a social disability pension

Citizens who simultaneously apply for different pensions can choose only one of them at their discretion. An exception is recipients of a state disability pension (except for cosmonauts). They can simultaneously apply for an old-age insurance pension. Cosmonauts may be provided with an additional old-age insurance pension without payment of its fixed part.

A completed application form for receiving a pension through the MFC is submitted along with documents in person or through a legal representative. It contains personal information, detailed work history, a list of attached documents, etc.

An old-age insurance pension is assigned when the conditions established by Art. 8 of the law of December 28, 2013 No. 400-FZ, as amended. from 06/27/2018:

• reaching the age of 55 years for women and 60 years for men (as of 2021), with the exception of civil servants, for whom the retirement age is determined separately;

Note: if bill No. 489161-7 is finally adopted, the retirement age from 01/01/2019 will be gradually increased to 63 years for women and 65 years for men.

• insurance experience of at least 9 years (for persons applying for a pension in 2018, in the future the minimum length of service will increase annually: 2021 - 10 years; ...; 2024 - 15 years);
• the value of the individual pension coefficient (IPC) is 13.8 (for 2021, then the size of the IPC will be increased to 30 by 2025).

Note: The Government of the Russian Federation is considering the possibility of abolishing pension points, but a draft law has not yet been developed.

The right to early retirement is available to persons whose insurance period includes periods of activity associated with special working conditions (hazardous production, underground work, civil aviation, fire service, etc.) or work in the Far North and equivalent areas (full the list of such citizens is given in Article 30-32 No. 400-FZ).

Please note: Law of the Russian Federation dated April 19, 1991 No. 1032-1, as amended. dated 07/03/2018 also provides for the possibility of early retirement (but not less than 2 years before the appropriate age) on the recommendation of the Employment Fund for women with at least 20 years of insurance experience, and men with 25 years of experience or more, laid off in connection with the liquidation of the company (termination of the activities of an individual entrepreneur, reduction of the organization’s staff), if there are no vacancies for these persons.

This type of pension can be assigned:

• citizens of the Russian Federation who have reached the age of 60 years - for women and 65 years - for men (due to the pension reform, this criterion can be increased to 68 and 70 years, respectively);
• citizens belonging to the category of small-numbered peoples of the North, who have reached the age of 50 and 55 years, respectively, permanently residing in the above area on the day of the pension;
• foreigners and stateless persons who have reached the above age and have lived in the Russian Federation for at least 15 years.

There are no requirements for insurance experience when applying for a social pension.

Issued to citizens affected by radiation or man-made disasters in accordance with the laws:

• No. 166-FZ dated December 15, 2001, as amended. from 03/07/2018 – if you have at least 5 years of insurance experience;
• or No. 1244-1 dated May 15, 1991, as amended. dated 06/04/2018 (taking into account norms No. 400-FZ) - the minimum number of years of insurance experience and the amount of the IPC are established in the same amount as for the assignment of an old-age insurance pension.

The retirement age is determined separately and depends on the nature of the work performed by citizens, as well as on the time, place and duration of residence in areas exposed to radiation contamination, but cannot be less than 45 years for women and 50 years for men.

Note: there are no plans to raise the retirement age for people affected by radiation and man-made disasters.

Upon submission of documents, the center employee will issue the applicant a notification receipt, the number of which can be used to track the status of the application through the local MFC website or by calling the hotline (contact number of the department that accepted the application).

In some regions, Multifunctional Centers inform citizens about the decision to assign a pension via SMS.

Having a social card in hand, citizens can travel on city and suburban public transport for free. The card also makes it possible to pay for goods at pharmacies and retail supermarkets with discounts.

1. Citizen's passport.
2. Pension certificate.
3. Extract from the house register.
4. Certificate of entitlement to benefits.
5. Employment history.
6. A document that secures ownership of a home.
7. An agreement with the bank that an account has been opened for transferring compensation.

Additional MFC services for pensioners:

• Change of address for pension delivery.
• Changing bank details for transferring payments.
• Statement of the pension account.

Transfer to another region

As for transferring a pension to another region, for this you need to draw up an application and submit it to the Pension Fund branch. Then the employee will send a request to the department where the citizen was issued pension accruals before moving.

If a citizen receives a pension on a bank card, he must still apply to transfer payments to another address. When the previous delivery option, for example, the schedule, is not suitable for a pensioner, this can be corrected by writing an application asking to change the delivery provider.

To transfer payments to another region or city, you will need documents such as confirmation of a new residence permit and a passport. If after the move a third party will receive the payment, a power of attorney must be issued for him. You must also provide bank details to transfer money.

In case of a temporary change of residence, you do not have to transfer your pension to another Pension Fund. Provided you receive money on a bank card, there will be no problems.

It will not be superfluous to take a phone number or other contacts to consult on issues of interest. Employees will explain what the sequence of actions is and what is required for such a procedure.

Advantages and disadvantages of receiving a pension on a card

5 advantages of receiving a pension on a Sberbank card:

• Reliability. Sberbank is a large state-owned bank, the fulfillment of obligations to depositors is guaranteed by the state, and the likelihood that the bank will go bankrupt is minimal.

• Wide network of branches and ATMs. With a Sberbank card you can withdraw funds without commission in any corner of Russia and abroad. Sberbank has one of the largest ATM networks in the world.

• Modern technologies. Card holders have access to the multifunctional Internet bank Sberbank Online, which allows you to manage your account remotely, mobile banking, SMS notifications, and a variety of ATM functionality.

• Benefit. The issuance and maintenance of the card is free, 3.5% per annum is charged on the account balance, the SMS notification service is provided free of charge for the first 2 months, and then has a symbolic price of 30 rubles. per month.

Disadvantages of a pension on the map:

• the card can be lost, forgotten, or stolen
• you can forget your PIN code, as a result of which money will become inaccessible for a while
• there may be no money in the nearest ATM, and the terminal at the point of sale may not work

If you think sensibly, then any disadvantages of a bank card can appear no more often than with cash in your wallet. After all, your wallet can just as easily be lost or forgotten, and you will have to stand in line for hours to get your pension.

Advantages of receiving a pension on a card:

• saving time and ease of use;
• the ability to make purchases in regular and online stores;
• payment of utilities, Internet, telephone, taxes, fines;
• ease of transferring money to other bank cards or savings books;
• the opportunity to receive transfers from relatives and friends;
• accrual of interest on the account balance;
• timely appearance of the pension, regardless of the work schedule of the post office and Savings Bank branches;
• safety of finances (in case of theft or loss, just call the bank’s hotline and block the account).

Disadvantages of this method:

• The pension card has a limit on cash withdrawals;
• There may be problems transferring money from a MIR card abroad;
• Most online stores do not accept MIR for payment.

The video talks about the benefits of receiving a pension on a card. Filmed by the METR - Mari El Teleradio channel.

Transferring your pension to a card has both advantages and disadvantages. The advantages include:

1. Most service-related items do not require payment by the pension recipient. Even SMS notifications are provided free of charge for the first 2 months, and then a nominal fee will be charged for it - only 30.00 rubles per month. 3.5% is charged on the balance, which makes the card especially profitable.
2. Innovative technologies. The card holder can use mobile banking and Internet banking, and order SMS notifications.
3. Availability of an extensive network of ATMs and financial institution branches. You can withdraw funds from anywhere in the Russian Federation.
4. Reliability. Sberbank is the most reliable bank in Russia, proven over the years.
5. Save time. It will take very little time to receive a pension with a card.

The disadvantages of the means of payment include:

• ATMs do not always have money; terminals often do not work;
• you need to remember your PIN code; if you forget it, your pension will become unavailable for some time;
• The card can be lost or stolen.

The disadvantages of the card are the same as those of an ATM, with the only difference being that if it is stolen, the card can be immediately blocked. In this case, your money will remain with you, and the scammers will only receive useless plastic.

Military pension

According to the law, if a military pensioner moves, he must contact the military commissariat located at the address of his new registration. And also fill out an application and submit the following documents:

1. Passport.
2. Employment history.
3. Military ID.
4. Pensioner's ID.
5. SNILS.

Depending on where the military retiree moved to, required in that region may be required to apply Such a pension is assigned from the 1st day of the month following the submission of the application.

To transfer a military pension to another region, a citizen must contact the Pension Fund and submit an application to them. Alternatively, you can do this on its official website.

Reverse procedure

If for some reason you need to transfer your pension from a Sberbank card to the post office, the re-registration procedure is even simpler. It is necessary to contact the territorial body of the pension fund at the place of registration with a corresponding application.

The reverse procedure for changing the receipt of a pension from a bank method to a postal one looks like this:

1. Write an application in person at Sberbank, MFC or the Pension Fund or via the Internet on the State Services portal.
2. When applying in person, provide: passport and SNILS and bank account details (if necessary).

Registration of refusal

If the applicant has chosen to receive a pension from a credit company that has not entered into a cooperation agreement with the Pension Fund, consideration of the application is suspended until the contract is concluded.
The maximum period of suspension of work with an application is 3 months. The fund employee must inform the citizen about this situation. In this case, the pensioner will receive payments using one of the reserve methods specified when submitting the application. He may also be advised to choose another organization collaborating with the fund.

In addition, it should be remembered that refusal to accept an application is possible if it is completed with violations. Another case when an application is rejected is that the applicant did not provide documents confirming his identity.

Result of service provision

As a result of the provision of the service, the applicant receives notification of the assignment of a pension, its amount or refusal. In the second case, the Pension Fund must justify its decision, and the MFC, at the request of the citizen, must provide it in the form of a paper document, signed and certified by a seal.

They can refuse:

• due to lack of experience or IPC. In 2021, to receive an old-age pension, a citizen must “work” for at least 10 years and accumulate 16.2 points;
• not reaching retirement age. You can apply for accrual of payments a month before the right to it arises;
• incorrect information provided in the application.

The refusal can be challenged to a higher official of the Foundation or in court. However, this will have to be done in person or through the Unified Government Services Portal. The MFC does not accept documents for pre-trial or judicial appeal.

Additional services

In addition to receiving a pension, the MFC offers pensioners to apply for a social card or receive a regional supplement to their pension. If desired, a citizen can receive compensation for housing and communal services costs.

In addition, the MFC provides marriage registration and passport services.
If necessary, you can submit an application for new housing or apartment redevelopment here.
Employees of this organization help clients resolve cadastral issues. In such a multifunctional center you can also stand in line to enroll your child in kindergarten.

As for the goals of creating such an organization, its task is to simplify the process of providing services and reduce the time required to receive them.

Reasons for refusal

The procedure for registering state support at the Pension Fund of the Russian Federation may be inconvenient due to queues or the location of the service building.

Attention

Every citizen of the Russian Federation who has reached retirement age has the opportunity to apply for a pension through the MFC. Visiting the center can significantly save procedure time. In addition, MFC employees will check all submitted documents and help you write an application. The decision on the amount of the pension will also be sent to the multifunctional center.

When applying for a pension through the MFC, you do not need to pay any state fees. The entire procedure is free of charge.

If all necessary documents have been submitted with the application, the period for consideration of the application will be no more than 10 days.

Attention,
the start date of payments is considered to be the day the papers are submitted. If retirement age has already arrived and there has been no application to the Pension Fund, there will be no accruals for this period. The exception is filing an application within a month after leaving work.

You can submit documents to apply for state benefits through the MFC without waiting until you reach retirement age. But their consideration will begin only after the date of the legal period.

After the 2015 reform, the requirements for pensioners began to become stricter. Applicants for the insurance part of the old-age benefit in 2018 must have 13.8 points and 9 years of work experience. Every year these numbers are growing.

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The reasons for refusal to issue a monthly pension payment are:

• insufficient insurance experience;
• lack of pension points.

The first means that the person worked unofficially or was simply not employed. And the second indicator may be associated with low official wages.

These two indicators must be officially confirmed, and this may also be associated with a refusal to issue a pension. Disadvantages that do not allow a correct assessment of work experience:

• errors in work book entries, lack of signatures and seals;
• incorrect reporting by the enterprise for a specific person;
• when recording in the work book, the employer did not pay insurance premiums for his employee;
• lack of data in the city archive of the liquidated enterprise.

For your information,
another reason for refusal to apply for a pension through the MFC may be imperfect legislation. For example, teachers can retire early after working long enough to do so. A nanny who worked in a kindergarten for 25 years was denied this right. Because the list of positions that fall under this benefit includes only a junior teacher. Although the nature of the activity is identical, due to a different job title in the work book, the nanny cannot begin receiving pension payments ahead of schedule.

Each case of refusal is individual and is subject to discussion or requesting additional documents from the archives. But sometimes the only option may be litigation. The claim, along with copies of documents, is filed with the district court. Along with this, you will need to pay a state fee of 300 rubles.

You can submit an application for payment of an insurance, social or state disability pension remotely through the State Services portal.

A disability insurance pension is assigned from the day a citizen is recognized as disabled, if the application is made no later than 12 months from the date of the decision of the ITU commission. Otherwise, the pension is assigned from the date of application.

The maximum period for consideration of the application is 10 working days from the date of submission of documents

The social disability pension is assigned from the 1st day of the month in which it was applied for, if at that time the citizen already had the right to it. An exception is disabled children over 18 years of age. For them, the pension is reassigned from the moment they reach adulthood.

The state disability pension is assigned from the 1st day of the month in which it was applied for, if at that time the citizen already had the right to it.

The period for payment of a disability pension corresponds to the period during which a citizen is considered disabled, including indefinitely.

The day of application for an insurance, social or state pension is considered to be:

• when submitting documents to the Pension Fund or MFC in person - the day the application is accepted;
• when sending documents by mail - the date on the sender's postmark;
• when submitting an application through the State Services portal or the Pension Fund website - the date of sending the electronic document.

Disability pension is paid every month

You must contact the MFC no earlier than 1 month before reaching the established age.

In this case, a citizen can go to his territorial branch of the Pension Fund in advance, 9-12 months before retirement, in order to create a layout of his pension file.

If all the documents submitted in advance to the Pension Fund meet the established requirements, then subsequently, upon reaching retirement age, only an application for a pension is submitted to the MFC; there is no need to attach supporting documentation again.

The legislation of the Russian Federation does not provide grounds for refusal to accept documents or provide services in the event of an application by an applicant entitled to receive an old-age pension.

Step-by-step instructions for transferring a pension to another bank

A minimum of action is required from a person to transfer pension payments from one bank to another, because the main work is done by the financial institution itself in tandem with the pension fund and government agencies. The whole procedure is carried out in three stages:

1. First stage. Visit the bank office and select the appropriate tariff. You need to come to a financial institution and say “I want to receive my pension on your bank card.” Then choose a tariff from the many offered.
2. Second phase. Opening a free current account, which is issued on the terms chosen by the pensioner.
3. Third stage. Writing an application for pension transfer (it will be sent to the Pension Fund at the place of registration of the person). Difficulties may arise when filling out, and a bank employee will help you sort them out.

After this, all that remains is to wait for government agencies to approve the bank chosen by the pensioner, which will then issue a plastic card to receive social benefits. No further action is required.

Is it possible to receive a pension from another bank?

All banking organizations involved in issuing plastic cards for social payments offer the processing of this payment document with them. Therefore, you can receive a pension from any bank other than the usual Sberbank. For example, Binbank, when applying for a free-of-service pension card, offers its clients:

• Withdraw cash without commission at any ATM;
• accrual of 4% on the balance of own funds.

You can receive a pension under approximately the same conditions at Svyaz-Bank, Rosselkhozbank, Pochta Bank, Alfa-Bank and others. Almost all of the country's largest banks offer a corresponding product for pensioners.

It’s easy to explain why the majority of pensioners receive social benefits for old age through Sberbank - employees of a financial organization sit in the PF (pension fund) and when a person submits documents for a pension, they offer him to issue a card “here and now”. They track their salary clients by age and, as soon as a citizen reaches the retirement age, they call and offer to use their services.

However, such additional advantages that, for example, B&N Bank have, are not available in Sberbank. Therefore, some pensioners, in search of more attractive conditions, transfer their pension to another financial institution.

How to apply for an old age pension

1. Confirmation of dependents;
2. Acts indicating a change of surname/name;
3. The applicant's current account where pension funds will be received (if choosing a non-cash form of payment);
4. Power of attorney for a representative (if the interests of the applicant are represented by a third party).

The insolvency of the PFR budgets and the increase in the number of pensioners inevitably pushed the state apparatus into the need to take measures in the field of pension maintenance. Thus, in less than thirty years, three approaches with novelties were organized in this area.

How to transfer payments back to the post office

If it is not possible to receive your pension on a Sberbank card and you want to change the delivery method, this can also be done through the Pension Fund of Russia branch.

Many pensioners mistakenly think that all pension payments need to be resolved with the post office. But the post office is only an intermediary between the Pension Fund and the citizen. All questions regarding the amount of accruals and methods of payment should be addressed to specialists at the local branch of the Pension Fund.

We will tell you about two ways to transfer your pension to the post office:

In each option, the transfer is carried out within two months: the current and the next.