What will happen to pensions in 2021 for working pensioners in Russia

Indexation of pensions by year: table from 2010 to 2024

From February 1, 2015, pensions were indexed in accordance with the inflation of the previous year. According to Rosstat, inflation for 2014 was 11.4%. Therefore, Government Resolutions No. 39 and No. 40 of January 23, 2015 approved the indexation of pension benefits by 11.4% . As a result, the cost of one point increased from 64.10 to 71.41, and the value of the PV increased from 3935.00 to 4383.59 rubles. The average amount of pension insurance in Russia increased by 1265 and amounted to 12464 rubles.

It should be noted that in 2021 there was no moratorium on indexation for working pensioners. Therefore, the increase of 11.4% affected all insurance pension recipients - both non-working and working pensioners.

From January 1, 2021, insurance pensions were indexed by 6.6% . This is almost twice as high as the consumer price growth index for the previous year - exactly 3% according to Rosstat. From 01/01/2020, the price of one coefficient increased to 93.00 rubles, and the price of a fixed payment - to 5686.25. The increase was assigned only to non-working pensioners, and for working citizens they continued to pay the “frozen” amount of pension benefits.

Indexation of pensions - increasing the size of the insurance part of the labor pension for old age and the size of the labor pension for disability and labor pension for the loss of a breadwinner (including the fixed base amount of the insurance part of the labor pension for old age, disability and loss of a breadwinner), the funded part of the labor pension for old age, social pension, as well as a lump sum cash payment.

The size of the increase is determined by the Government of the Russian Federation based on the level of growth in prices for goods and services for the corresponding period. Social pensions are indexed annually from April 1, taking into account the growth rate of the cost of living of a pensioner in the Russian Federation over the past year. The indexation coefficient of social pensions is determined by the Government of the Russian Federation.

All types of pensions paid by the Pension Fund, including labor ones, are annually indexed by year in accordance with the law in connection with rising prices and average monthly wages in the Russian Federation. Therefore, pensions will also be indexed in 2021. Follow our website for the latest news on the issue of pension indexation.

Conclusion

This included information about indexation, raising the retirement age and the latest news about pensions for working pensioners from February 1, 2021. We should not resist the coming changes, since they will happen anyway, whether we want it or not. It should be understood that the current difficult situation in the country associated with the economic crisis is forcing the Government to take extreme measures. When the situation in Russia stabilizes, then all kinds of payments will increase, including pensions for different categories of citizens.

Indexation of pensions by year since 2015

Pensions for investigators and prosecutors will be increased by 30%

The State Duma adopted a law increasing pensions for employees of the prosecutor's office and employees of the Investigative Committee. In 2021, 2.5 billion rubles will be spent from the budget for these purposes; in 2021 and 2021 - 3.1 billion rubles each, and pensions themselves will increase by 30%

The average insurance pension in 2021 will be 13,729 rubles.

✉ This means that for an ordinary person the pension will be 10-12 tr.

Pensions for non-working pensioners will be indexed by 6.6% from January 1, 2021, Minister of Labor and Social Protection Maxim Topilin told reporters following a meeting of the Russian Government.

The minister recalled that insurance pensions for non-working pensioners are indexed annually from February 1 to inflation for the previous year, and until recently, inflation for 2021 was forecast at 3.7%.

“Due to the fact that our forecast has changed - inflation will be 3.2% this year, the Government has decided to index pensions by 3.7% from January 1 next year,” said Maxim Topilin. “That is, do it earlier in order to ensure an increase in real pensions next year.”

The minister also said that the indexation of social pensions is planned at the level of 7.0% from April 1, 2021 - this is a forecast value, since the indexation of social pensions is carried out taking into account the growth rate of the cost of living of a pensioner in the Russian Federation over the previous year.

From August 1, as usual, working pensioners will have their pensions adjusted taking into account insurance contributions for the previous year, but still by no more than three pension points (approximately 200 rubles - thank you for your generous care!).

The annual indexation of pensions in 2021 takes place in several stages:

1. From January 1, the old-age insurance pension for non-working pensioners increased. This year, a new approach to determining the interest by which the monthly payment is increased has been introduced.
2. In February, monthly cash payments will increase for a number of beneficiaries. These are veterans, Heroes of the USSR, Russia, full holders of the Order of Glory, disabled people, former minor prisoners of fascism, Heroes of Socialist Labor and Heroes of Labor of the Russian Federation.
3. In April, the social pension to which disabled people are entitled, including disabled children, men and women over 70 and 65 years old, and people who have lost their breadwinner, is increasing.

Each of the listed government support measures is subject to annual increase. If a citizen receives less than the subsistence minimum, the social security department must establish a special surcharge for the difference.

The fixed payment to the insurance pension in 2021 is 6,044 rubles. 48 kopecks, and the average annual amount of payments to non-working pensioners increased to 17,500 rubles. The final amount depends on the amount the citizen received in 2021.

To find out how much the pension increased in 2021, you need to multiply the amount of payments received in 2021 by 0.063. For example, if the pension in 2021 was 11,415 rubles, then after indexation in 2021 the increase will be 719,145 rubles. (11,415 × 0.066), and the total amount will be 12,134.145 rubles. (11,415 + 719,145).

Recalculation of old-age pensions for working pensioners is carried out in August, depending on the amount of insurance contributions transferred for the employee to the budget by the employer in 2021.

This year, the increase in monthly cash payments was 3%. The amounts of such payments for federal beneficiaries from February 2021 are as follows:

• for Heroes of the Soviet Union, Heroes of Russia and full holders of the Order of Glory - 68,834 rubles;
• for war invalids - 5838 rubles;
• for disabled people - 4088 rubles;
• for disabled people of the second group and disabled children, the amount of payments will be 2,919 rubles;
• for disabled people of the third group - 2,337 rubles.

***

So, annual indexation and recalculation of various types of pensions is carried out in 2021 - in January, February, April and August. The amounts have increased, and the specific amount of indexation depends on the type of pension. The exact percentages of pension indexation by year are given in the tables.

Even more materials on the topic can be found in the “Pension” section.

Latest news, Recalculation and indexation of pensions

The increase will be 7.05%. From April 1, 2021, an adjustment will be made to social payments (these are pensions for the disabled, for the loss of a breadwinner, war veterans, as well as for those who have not accumulated the necessary length of service to receive a labor pension). The indexation rate is 2.4%. Separately, the situation with payments to working pensioners should be highlighted.

The first indexation of insurance pensions will take place on January 1, 2021. The indexation coefficient is the same for all – 7.5 percent. Through this indexation, the authorities want to achieve an increase in pensions by 1,000 rubles per month.

If the pensioner continues to work, then a recalculation of his insurance pension may be due to an increase in the size of the IPC (that is, pension points). Pension points can be increased due to insurance premiums paid for the employee by the employer.

How many times will pensions be indexed in 2021? Will EDV and social benefits be indexed? Will state and social pensions be increased? We talk about the coefficients and present a single table with indexation dates. You can also familiarize yourself with the new amounts of pension payments after indexation.

The 4% bonus for military pensioners is provided for a period of 3 years - 2021, 2021, 2021. In 2021, it happened on January 1, and in the 19th and 20th years it will happen only in October. During this period, the total addition will have to be 12%.

According to the President of the Russian Federation, some relief will be felt by workers who were supposed to go on vacation in 2021 and 2021. In particular, they will be able to take their required rest 6 months earlier than this should happen under the new legislation.

The retirement age table was built on the basis of the last speech of the President of the Russian Federation on August 29, 2021. Speech by V.V. Putin and the latest news from the State Duma can be found in the Arguments and Facts publication.

This applies only to non-working pensioners who have received a pension less than the subsistence minimum. If a pensioner receives a pension but still works, this is possible, but he is not entitled to raises and additional payments. Working pensioners have their own indexation taking into account insurance premiums; it is carried out in August, and their pensions are increased according to a different scheme.

Insurance pension is a monthly cash payment to compensate citizens for wages or other income that they received during their working career, as well as compensation for income that disabled family members of the insured person lost due to his death:

• Old age insurance pension
• Disability insurance pension
• Survivor's insurance pension

What is the essence of the law?

They began to talk about the fact that working pensioners would receive pensions in 2021 at the beginning of 2015, when the entire “gold reserve” of the country’s Pension Fund, due to the huge number of cuts and the unstable financial and economic situation, began to rapidly decrease. The government has calculated that pensioners who earn more than 80 thousand rubles a month (a million divided by 12 months), and there are almost 220 thousand of them in the country, are able to take care of their well-being themselves and do not need help from “outside”. . The Ministry of Labor has calculated that with the help of this innovation it will be possible to save about sixteen billion rubles, which, naturally, will replenish the state budget (if the law comes into force, then by 2021 the budget will be replenished by 60 billion rubles).

In addition, as RBC reports, during a discussion with the president about how the pensions of working pensioners will change in 2021, Maxim Toplin also made a proposal to deny pension benefits to those people who receive a monthly salary equal to two and half the subsistence level of the region where they live. The cost of living in the capital regions and in the provinces is not the same, but speaking on average, it varies from 1 to 8 thousand rubles per month, therefore, the head of the Ministry of Labor proposes to cancel the payment of pension benefits to those citizens who receive a little more than 200 thousand rubles per year. It’s hard to say whether this is a lot or a little, but if you compare the pensions of Russians and Americans, the latter clearly win, because they are able to travel the world with the money they receive in old age and deny themselves practically nothing (within reasonable limits, of course), while the Russians cannot boast of this.

The abolition of pension accrual for a working pensioner in 2021 in Russia is said to be a temporary measure, that is, it will not be paid exactly until the limit of one million rubles is exceeded, as soon as it is discovered that the amount of income does not exceed the established one limit, payment of pension benefits will be restored. However, there is one nuance in the bill: it does not stipulate the payment of benefits to individual entrepreneurs, and also does not set limits on expenses associated with their activities, so the authorities will most likely make certain amendments to it. Although we can be glad that no one is talking about the complete abolition of pension benefits, even in times of crisis.

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What affects the size of the pension benefit?

Today, pension payments are calculated based on such parameters as: length of service, various insignia (especially many of them for the military), the number of points in the insurance account, as well as various allowances. On average, pensioners can receive about 13 thousand rubles a month (this does not include wages), however, after the recalculation of pensions for working pensioners, the situation may change for the worse, so there is no need to be particularly happy about this money.

In the current financial and economic situation, it is not profitable for the state to pay old-age benefits to citizens who have already worked the number of working years established by law, because such payments only deplete the state budget. To resolve this situation, the authorities adopted a bill in 2015, which states that Russians who already have the right (by age) to quit their jobs, but they do so, have the number of insurance points in their account (accumulated when the employer pays insurance premiums ) will increase. Over 10 years of “additional work,” the size of the pension can almost double (the points are multiplied by an increasing factor, and at the time of receiving the benefit they are converted into monetary units). With the help of this innovation, the authorities planned to avoid reducing pensions for working pensioners and raising the retirement age, but talk about both can be found in the media today (however, for now this is just talk, there is no need to worry about anything).

Table of pension increases by year

Every year, from April 1, the Government of the Russian Federation has the right to decide on an additional increase in the size of the fixed payment to the insurance pension, taking into account the growth in income of the Pension Fund of the Russian Federation.

The Pension Fund of the Russian Federation explained to the discouraged pensioner that the 8,600 rubles she received last year is the amount of her pension, taking into account the FSD (federal social supplement) up to the subsistence level established in the region.

• SP - insurance pension
• IPC is the sum of all pension points accrued on the date of assignment of an insurance pension to a citizen
• SIPC - the value of the pension point on the date of assignment of the insurance pension
• FV - fixed payment.

After indexation, the cost of the pension point in 2021 was 81.49 rubles, and the size of the fixed payment was 4982.90 rubles. As a result, according to the Pension Fund of Russia, the average annual old-age insurance pension for Russian pensioners increased to 14,075 rubles.

Despite the fact that Deputy Prime Minister Golikova approved an increase in pensions by 1,000 rubles per month in the new year, not everyone will receive this amount. This indicator was calculated based on the average pension in the Russian Federation (in 2021 it is approximately 14,400 rubles).

From January 1, 2015, Russia plans to introduce a new procedure for the formation of pension rights of citizens and the appointment of an old-age labor pension.

According to representatives of the pension fund, today the size of the old-age labor pension depends primarily on the volume of insurance contributions that employers pay for an employee to the compulsory pension insurance system during their working life. At the same time, the length of insurance (work) experience has virtually no effect on the size of the pension.

The equalizing principle of calculating pensions leads to the fact that pension payments to citizens with little insurance (work) experience are made in approximately the same amount as to citizens with a long work experience.

Therefore, representatives of the Pension Fund propose for the economically active population, that is, for those who plan to lead a long and active working life, to increase the role of length of service in the formation of pension rights and calculation of the pension amount.

What will change from January 1, 2015

1. For the first time, the concept of “annual pension coefficient” is introduced, which will evaluate each year of a citizen’s work activity. The annual pension coefficient is equal to the ratio of a person’s official salary, from which insurance contributions to the compulsory pension insurance system were paid this year, and the maximum salary from which employers legally pay insurance contributions to the compulsory pension insurance system. That is, the higher the salary, the higher the annual pension coefficient.

If a citizen’s total insurance experience (periods for which insurance contributions to the pension system were paid) by the date of assignment of a labor pension is more than 35 years, then, according to the new rules, the labor pension will be assigned in an increased amount.

For each year of work experience from 30 to 40 years for women and from 35 to 45 years for men, one additional pension coefficient is accrued. For 35 years of service for women and 40 years for men, an additional 5 pension coefficients are accrued.

2. The new rules for calculating labor pensions will include such significant periods of a person’s life as military service and maternity leave for up to three years. For these so-called “non-insurance periods” special coefficients are assigned.

3. By 2025, the minimum total length of service to receive an old-age pension will reach 15 years. It will increase annually for 10 years, starting in 2015. Women whose pension experience is less than 15 years will be able to apply to the Pension Fund for a social pension upon reaching 60 years of age, men - 65 years of age. In addition, a social supplement to the pension will be made up to the subsistence level of the pensioner in the region of his residence.

4. According to the new rules, it will be beneficial to retire later. Every year the insurance pension will increase by the corresponding premium coefficients. For example, if a citizen works for three years after reaching retirement age without applying for a labor pension, then the fixed payment will be increased by 19%, and the insurance pension by 24%. And if the length of service beyond retirement age without applying for a pension is 8 years, then the fixed payment will be increased by 73%, and the insurance part by 90%.

What will happen to the retirement age in 2021?

The current rules, which mean that women should retire at 55 years old, and men at 60 years old, were established back in 1932 in the USSR. Over the past 80 years, life expectancy in our country has increased by about 20 years: women live on average to 77 years, and men to 65 years. In this regard, we can conclude that the number of pensioners in Russia is increasing every year, while working and solvent citizens (by the way, those who pay taxes) are becoming fewer and fewer. This fact leads us to the fact that sooner or later the retirement age in Russia will still be raised, since this measure is inevitable . Compared to other civilized countries, in our country the retirement age is considered the lowest. Citizens can only come to terms with the fact that the pension system will soon undergo major changes. The only good thing is that they will not happen in 2016.

According to Russian President V. Putin , the country is not yet ready to accept such changes. Such measures cannot be introduced “forcibly”; mandatory participation on the part of society is necessary. Apparently, at the moment, the Russians are not yet ready to agree to such conditions. This means that the retirement age in 2016 will remain at the same level.

Indexation of pensions from 2015 to 2021 table

From 01/01/2015 Federal Law No. 400-FZ of December 28, 2013 “On Insurance Pensions” came into force, according to which:

• the concept of “fixed base amount” was abolished, instead the concept of “ fixed payment to the insurance pension ” was introduced, which from 01/01/2015 is an independent type of payment and is indexed in the manner prescribed by Article 16 of the Federal Law of December 28, 2013 No. 400-FZ;
• Instead of the concept of “insurance part of the old-age labor pension”, “labor pension”, the concept of “ insurance pension ” is used. The term “indexation of labor pension” has been replaced by the concept of “ adjustment of insurance pension”, the procedure of which is regulated by part 10 of article 18 of the Federal Law of December 28, 2013 No. 400-FZ.

Thus, starting from 01/01/2015, the fixed payment to the insurance pension and state pension benefits are indexed , and insurance pensions are adjusted .

Both adjustment and indexation are an increase in the size of the payment received (pension or fixed payment to the insurance pension), the basis for which is the need to compensate pensioners for the decrease in the purchasing power of the pension due to inflationary processes occurring in the country.

The size of the fixed payment to the insurance pension is subject to annual indexation from February 1 to the consumer price growth index for the past year.

Every year, from April 1, the Government of the Russian Federation has the right to decide on an additional increase in the size of the fixed payment to the insurance pension, taking into account the growth in income of the Pension Fund of the Russian Federation. The indexation coefficient (additional increase) of the fixed payment amount to the insurance pension is determined by the Government of the Russian Federation.

The amount of the insurance pension is adjusted annually in the following order:

1. from February 1 in connection with the establishment of the value of the pension coefficient for the specified date based on the increase in consumer prices over the past year. At the same time, the consumer price growth index for the past year is established by the Government of the Russian Federation.
2. from April 1 in connection with the establishment of the value of the pension coefficient for the specified date. In this case, the cost of one pension coefficient as of April 1 is set in accordance with the formula:

SPKi = (ObSSi + TrFB) / ∑IPK,

where SPKi is the cost of one pension coefficient for the corresponding year; ObSSi - the volume of revenue from insurance premiums for the payment of insurance pensions; TrFB - transfers from the federal budget to the budget of the Pension Fund of the Russian Federation for the payment of insurance pensions, taken into account for the calculation of SPKi; ∑IPK is the sum of individual pension coefficients of insurance pension recipients taken into account for calculating SPKi.

The cost of one pension coefficient annually from April 1 is established by the federal law on the budget of the Pension Fund of the Russian Federation for the next year and planning period. At the same time, the annual increase in the value of the pension coefficient cannot be less than the consumer price growth index over the past year. The methodology for determining the cost of one pension coefficient is approved by the Government of the Russian Federation.

If the value of the pension coefficient established in accordance with paragraph 2 of Part 20 of Article 15 of the Federal Law of December 28, 2013 N 400-FZ “On Insurance Pensions” exceeds the value of the pension coefficient established in accordance with paragraph 1 of Part 20 of Article 15 of the said Federal According to the law, from April 1, an additional increase in the amount of the insurance pension is made by the specified difference.

Indexation coefficients for the insurance part of the labor pension, estimated pension capital, social pension from January 1, 2010 to December 31, 2014:

Indexation coefficients of the basic, insurance part of the labor pension, estimated pension capital, social pension from January 1, 2002 to December 31, 2009

Pension indexation is an increase in the amount of pension payments in accordance with the law. Produced annually to compensate older people for income losses caused by rising prices for consumer goods and services. In other words, indexation is a tool that protects pensions from depreciation. Every year, the state adds a percentage to older people that should cover the rate of inflation.

Indexation of pension payments involves their regular increase by a certain percentage. The recalculation of pensions is based on the pensioner’s subsistence budget in the region of his residence. This indicator, in turn, changes under the influence of inflation. Indexation is carried out in order to protect older people, because the amount of payments guaranteed to them risks depreciating over the years. To prevent this from happening, the state strives to establish a percentage of pension indexation that would cover the inflation rate.

From January 1, 2020, monthly payments to non-working people of retirement age were indexed by 6.6%. The average amount in Russia increased by approximately one thousand rubles. The increase was different for everyone. For example, if the old-age pension was assigned more than the amounts necessary to provide oneself with everything necessary, then 6.6% is added to the previously established indicators. If a person received less than the subsistence minimum, then 6.6% is added to the old-age pension plus last year’s additional payment to the minimum. Working pensioners have not received such an increase since January 11.

On August 1, 2020, there was another increase in pensions, but it did not affect everyone.
According to the Pension Fund of the Russian Federation, the average size of the funded portion is 956 rubles. The increase was 9.13%. Because of this, the average amount increased to 1,043 rubles. This change affected about 80 thousand people. Starting from the same date, participants in the co-financing program will receive an increase. For them, the changes occurred by 7.99%. Indexation procedure in 2021

The changes will also affect the fixed part of the pension. If in 2019 it was 5334 rubles, then in 2021 it is 5686.25 rubles .

The rules adopted since the beginning of 2021 apply only to those citizens of retirement age who are already unemployed and live on money paid by the state. They also apply to those who earn extra money by tutoring, renting out an apartment, selling vegetables from their garden, and in some other situations.

Insurance pensions in January for non-working pensioners increased according to the new calculation of the indexation of the cost of living established in 2021. It provides an increase in payments even in the presence of social supplements. Indexation of 6.6% affected 32 million unemployed people.

From August 1, your pension will be automatically increased. To whom and for how long

The funded part of the pension has become a universal bargaining chip for the PR of the Russian Pension Fund. The size of her monthly payments is planned to be reduced from 2021, and will be increased from August 1 this year. All this is reminiscent of children dancing around an inflated soap bubble.

There's a lot of money

From August 1, the Pension Fund of Russia (PFR) will make as many as 80 thousand Russians happy by increasing the size of their funded pensions by 9.13%. The press service of the Pension Fund reported this. As stated in the official statement of the Pension Fund, such an increase will be possible thanks to the results of investing pension savings based on the results of the last year (2019), when investments brought income that was three times higher than inflation for the same period (3%). In addition, the increase will affect payments to participants in the program for co-financing pension savings, which was widely advertised several years ago, when the state paid an additional amount equal to a person’s contributions to a funded pension, but not more than 12 thousand rubles per year. This program ran until December 31, 2014. The pension of this category of the population will be increased by 7.99% from August.

Citizens born in 1967 have received the right to a funded pension, but they have not yet retired. Photo: Konstantin Kokoshkin/Globallookpress

As follows from the message, the cost of increasing this part of pensions from the Pension Fund will amount to 1.87 billion rubles. Moreover, 1.53 billion will be used to increase funded pensions, and 343 million rubles will be used to increase participants in the co-financing program. How much will it be in absolute numbers, that is, in rubles per capita? Alas, the joy here immediately disappears somewhere as soon as it turns out that the average size of the funded part of the pension is now 956 rubles per month, which means that each of the 80 thousand people will receive an increase of as much as 87 rubles and 28 kopecks per month! A gigantic increase, to say the least. However, it is worth noting that together with the increase, the average size of the savings portion will exceed the 1000 rubles mark. But this, as they say, is the average temperature in the hospital, but in reality, some have thin soup, and some have small pearls. Participants in the co-financing program received a more significant increase. Now the amount of their urgent pension payment is 1,705 rubles per month. And the increase, accordingly, will be 136 rubles 23 kopecks. In reality, there is only one joy - no one needs to write any statements. Everything will happen automatically.

Pensions for a mansion near the Thames

In general, after the noise arose due to the recently announced bill to extend the period for payment of the funded part of the pension by 6 months starting from 2021 and the negative resonance that this standard and far from innovative bureaucratic initiative caused (since the size of the average monthly payment of this pension has decreased for a few rubles), the current statement by the Pension Fund looks like an attempt to neutralize that negativity with messages of a positive nature. If this is so, then, frankly speaking, it turns out rather weak. Especially given the fact that the funded part has been frozen since 2014 and at the end of last year this freeze was extended until 2022. This does not mean at all, as many people think, by the way, that the money from the funded part of the pension was taken somewhere.

No, as much as it was possible to transfer to an individual personal account by that time, that much remained there, and it is this amount that is indexed. But new amounts are no longer credited to the savings account - all contributions paid by the employer are sent to the insurance part. Of course, this applies to those who keep their funded pension managed by the Pension Fund, but how many people at one time bought into promises of a sweet life from non-state pension funds (NPFs), transferring the funded part of their pension under their management. And how many scandals there were later, when the leaders of these funds, having taken all the funds transferred to their accounts, disappeared in Russia and then surfaced in some newly purchased mansion on the banks of the Thames, leaving the Russians who trusted them in the fools.

Each of the 80 thousand people will receive an increase of as much as 87 rubles and 28 kopecks per month. Photo: Anton Belitsky/Globallookpress

And many of the non-state pension funds that continue to operate showed very serious losses at the end of 2019. So, against their background, the Pension Fund of the Russian Federation really looks like the “most beautiful” one, if we recall Anton Makarenko’s “Pedagogical Poem”, where there is such an episode: one of the inmates of the colony gave birth to a boy and killed him. The baby's body was then taken to the hospital morgue. A prison inmate who returned after completing an assignment announced to everyone that, compared to the freaks they saw there in formaldehyde, “ours is the most beautiful.” That is, the best. Among the others.

Nice report

Of all Russian pensioners, in this case we are talking only about those who are now receiving the funded part of the pension, and these are men who were already 60 years old before the so-called pension reform in the form of extending the retirement age, and women who have reached 55 years of age and those already retired. Moreover, men were born in 1953, and women were born in 1957. It was they who had the opportunity in the period from 2002 to 2004 to transfer insurance contributions to the funded pension.

Then, in 2005, pension legislation changed again and the shop closed. As for the other age group, citizens born in 1967 received the right to the funded part of the pension, but they have not yet retired. Most of those who have this accumulation part prefer not to spread the butter in a microscopic layer over the bun, but to receive all the savings at once, since such an opportunity exists and is provided for by law.

In any case, there are now more than 43.5 million pensioners in Russia, and 112 thousand of them are such a small number - only 0.2% that some changes of several tens of rubles in their pensions clearly do not deserve to be given so much attention. Because for the remaining 43 million 400-odd thousand people, absolutely nothing has changed. As well as for those hundreds of thousands, and maybe millions, who transferred their contributions to the NPF, about which no one still knows what is happening there.

If this is PR, it is clearly not of the best quality.

Indexation of pensions in 2021 - how much will pensions increase?

The Ministry of Labor announced the expected increase in pensions until 2020. The insurance payment is planned to increase by 6.3%. Thanks to this, the average annual benefit will reach 17,432 rubles. In 2022, it is expected that pensions will increase by 5.9%, and in 2023 – by 5.6%.

The planned indexation amount exceeds expected inflation. If the latter is too large, the increase will be adjusted upward. The increase will also affect social pensions, but this will not happen before April 1. The project does not provide for changes in the amount of the funded part of the pension, so there will be no changes in this area.

Below is a table with coefficients and indexation dates for 2021.

*) preliminary data.

Below we present the new payment amounts after the indicated indexations in 2021. See comparison table.

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If the pensioner continues to work, then a recalculation of his insurance pension may be due to an increase in the size of the IPC (that is, pension points). Pension points can be increased due to insurance premiums paid for the employee by the employer.

In this regard, from August 1, 2021, working pensioners for whom policyholders (employers) paid insurance premiums in 2020 will receive an increased pension. However, the increase will only affect recipients of old-age and disability insurance pensions.

The maximum increase, which is made in August, is limited to only 3 points (pension coefficients), converted into cash equivalent. As of August 1, 2021, the cost of the 1st coefficient will be 98.86 rubles. Therefore, pensioners will not receive an increase of more than 296 rubles 58 kopecks (98.86 rubles x 3) from August 1, 2021.

Indexation of pensions in 2021: who will receive an increase, when and how much?

Many people remember that, when announcing an increase in the retirement age, the country's President Vladimir Putin said that on average the old-age pension would increase by 1,000 rubles annually.

In the case of our citizen Petrova in 2021, this is approximately the case. 975 rubles, of course, does not equal a thousand, as every salesperson in a store will tell you, but it roughly corresponds to the words of the president.

Indexation of pensions in 2021

Indexation of pensions in 2021

Pension indexation from April 1, 2021

Indexation of pensions for working pensioners in 2021

Are self-employed pensioners still employed?

The indexation of old-age pensions by year was carried out unevenly. The goal of such changes is to ensure the stability of real incomes of pensioners and create conditions for an increase in the level of security of the non-working population. The indexing procedure is an adjustment of the basic amounts of payments by the coefficient of change in consumer prices. This makes it possible to neutralize the negative effect of inflation fluctuations for pensioners.

Until 2010, the pension system had a division of pension accruals into basic and insurance parts. Since 2010, only the definition of the insurance part of the pension has been used. Since 2015, this concept has also been withdrawn from circulation - it has been replaced by the term “insurance pension”. Instead of a fixed basic pension, a fixed payment appeared, supplementing the insurance pension.

During the indexation process, not only the basic part of pension payments increases, but also the annual rate. For all categories of recipients, the base portion is the same, and during indexation the annual rate increases more. As a result, all pensioners receive an equal share of their payments, regardless of their accumulated work experience. This approach provides a higher standard of living even for those who do not receive the largest pensions.

In addition, fixed payments are planned for pensions of different categories of disabled people.

The values ​​given in the table apply only to non-working persons. For those disabled people who work, the fixed rate does not increase and remains the same as it was assigned on the date the pension was assigned.

Not all categories of pensioners can count on the promised increase in pensions by almost a thousand rubles. Indexation will affect those whose monthly payment does not exceed 16,000 rubles. For those pensioners who do not meet this requirement, the increase in pension will affect only the insurance part.

Also, payments will not be indexed to citizens receiving social pensions, but who did not have time to accumulate the minimum required number of pension points before receiving an insurance pension. Their pension will be indexed on April 1 to the level of the projected index of increasing the cost of living, which in 2021 is 2.6%.

In addition, the increase in pension payments on January 1, 2021 will not affect all categories of disabled people, as well as veterans of various military operations. Their pension will be increased on the first day of February by 3.8%, and the amount of the pension they receive will depend on the size of the available payments. This premium was calculated based on the consumer price increase index for 2021.

Indexation of pensions for working pensioners was suspended in 2016, but this temporary measure may be canceled in 2021. Intensive and heated discussions in the State Duma allow talk about a possible revision of the decision, since, according to experts, it conflicts with the norms of the Constitution. Many experts are convinced that the return will be socially fair, since people who have retired are often forced to work to ensure a decent standard of living. In addition, they work openly and officially and pay the required insurance premiums in full.

The draft budget for 2021 did not include funds to increase pensions for working pensioners. Many deputies are in favor of developing and adopting a draft law to repeal the Federal Freezing Law, and even V.V. Putin approved the initiative, but there is no news on this topic yet. If the changes are adopted, it will not happen before the spring session.

Latest news about pensions for working pensioners from February 1, 2016

The head of the Ministry of Labor M. Topilin spoke about the draft of a new law, from which it follows that from 2021, working pensioners will receive a reduced pension or will lose all payments altogether. This measure can reduce the burden on the federal budget in such a crisis for the country and will even save about 60 billion rubles in three years. However, there is no need to panic: this bill has not yet been approved by the State Duma and has not even been submitted for consideration; at the current stage it exists in the form of a draft version with the working title “On the peculiarities of payments to working pensioners.”

Even if this law is ever adopted, it will not affect all pensioners who continue their working activities. Not long ago, the media published information that the creators of this project propose to cancel payments only to those working pensioners who receive an official salary , provided that its size also exceeds the minimum cost of living established by a particular region by 2.5 times. If you believe the statistics of the Pension Fund of the Russian Federation, then today in our country there are less than 1% of such pensioners. The initiators of the bill pay special attention to this.

However, this bill is not what worries citizens the most. Recently, State Duma deputy O. Batalina stated that pension accruals for working pensioners will not be subject to indexation from 2016. Increases in payments will be restored in full only if a citizen of retirement age resigns from his official place of work. So, in the new year, no one will take away the pension from working pensioners, but the state is now also not going to increase it.

Indexation of pensions by year

• non-working pensioners, including guardians and trustees
• recipients of an insurance pension: for old age, disability or loss of a breadwinner

From January 1, 2021, insurance pensions of non-working pensioners are indexed by 6.3%, which is higher than the forecast inflation rate for 2021. The size of the fixed payment and the cost of the pension coefficient, on the basis of which the insurance pension is formed, after indexation will be 98 rubles. 86 kopecks and 6044 rub. 48 kopecks respectively.

As a result of indexation, the old-age insurance pension of the majority of non-working pensioners will increase by at least a thousand rubles per month, and its average amount will be 17.4 thousand rubles per year.

According to the law, from 2021 to 2024, pensions will be indexed from January 1, and not from February 1, as was previously the case. From January 1, 2022, pensions will be indexed by 5.9%, from January 1, 2023 - by 5.6%, from January 1, 2024 - by 5.5%. By 2024, pensions for this category of pensioners are planned to be increased to the level of 20 thousand rubles on average.

The increase in pensions from January 1 will not affect two categories of non-working pensioners. Recipients of social pensions will receive an increase later, from April 1. Also, military pensioners will not be able to count on indexation within the specified time frame, since their pension provision is calculated differently, namely based on the amount of their salary. Since 2013, annual salary should be indexed by 2%. However, since 2015, this indexation was temporarily suspended, and has now been extended until 2022.

Non-working pensioners receiving an insurance pension . Insurance pensions of non-working pensioners will be indexed by 6.3%. The size of the fixed payment (as part of the insurance pension) and the cost of one pension coefficient after indexation will increase accordingly.

For pensioners who stopped working in 2020. Payments to pensioners who complete work at the end of 2021 will also be increased for all missed indexations.

Recipients of social supplement to pension . Insurance pensions, the amount of which is below the pensioner’s subsistence level, will increase by 2.6% in January 2021 if the pensioner is provided with a social supplement.