Bad prognosis
On one of the central channels, the issue of recent days was actively discussed - the pension system in the country. So, a representative of the Public Chamber shared his vision of the progress of pension reform.
“Now pensions are small, everyone understands this. They do not provide a decent standard of living financially. That is why approximately a third of all pensioners in the country are still working. But in reality, their share is larger, since many are organized informally and are in no hurry to notify the Pension Fund about this.
A working pensioner does not have the right to pension indexation, additional benefits, etc., so it is quite expected that the authorities will propose to completely leave working people without government support.”
Putin's answer on indexation of pensions for working pensioners
And this is not the only statement. Thus, the Speaker of the State Duma Volodin, at a meeting with residents of Samara, also questioned the safety of pension provision on the territory of the Russian Federation.
Pensions for working pensioners in 2021
There will be no indexation of pensions in 2021 for all people who have reached retirement age but continue to work. To get more money, you need to interrupt your work experience.
Back in 2021, a resolution was adopted to change the calculation of social guarantees. Benefits may vary for people. Their amount is considered on an individual basis. the increase is calculated depending on:
- from the person's age,
- salary volume.
It is believed that the longer a person is retired and does not work, the fewer years the amount of previously paid insurance premiums will be divided into. Thanks to this, the pension should be significantly increased.
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up to 6.24%
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However, it will be impossible to receive a pension in 2021 if the pensioner earns more than 1.2 million rubles per year. This concerns 220 thousand Russians. The rest of the citizens will receive payments. The government is reassuring people by saying that this is a temporary measure.
Will pensions be cancelled?
Of course, in light of the statements of officials who themselves doubt the preservation of pensions in the Russian Federation, working citizens are primarily concerned. And that's okay. Let the state pay a little every month, but at least something.
As mentioned above, the announcement of the cancellation of the pension benefit was made on one of the central television channels. The deputy advocated increasing the age limit for retirement, and gave arguments to justify his position.
“In order for Russia’s budget to steadily increase, it is necessary to raise the age, in accordance with the strategy developed by the Government. And in general, we must strive to ensure that people save for their old age on their own, without relying on the state. This is especially true for working pensioners. After all, they receive a monthly salary, do what they love, but at the same time they also receive a pension.”
The deputy tried to justify himself because he actively defends the innovation. But it didn’t work out very well for him. From his words, it turns out that a person must work until his death, pay taxes to the state, etc., but at the same time save for his old age on his own.
New changes in legislation for working pensioners
After such a statement, the presenter asked the question: “Your proposal is to abolish pensions for all citizens”? To which I received the answer: “Yes. I think this is correct. However, we must first develop a strategy that will eliminate pension payments. And we need to start with working pensioners.”
It was this dialogue that caused a storm of emotions among working pensioners. After the broadcast, the topic was discussed at every corner. And many “experts” on the Internet made disappointing forecasts, trying to sow even greater panic.
How will this affect the economy and how should non-poor pensioners be treated?
In fact, the authorities should be interested in ensuring that healthy people who have the opportunity to work work as long as possible. It’s not these people who need to be cut, it’s the spending on the army, the FSB, and state corporations that need to be cut.
“Why should we be against rich people? We must, on the contrary, stimulate this - so that there are as many rich people in Russia as possible and so that they do not leave Russia, especially since rich people have such opportunities. We must be against discrimination based on which person earns more. If he earns more, it means he’s doing well, and on the contrary, he should be encouraged.
- Pension for working pensioners in 2021. Last news
- Dismissal of working pensioners and their rights upon retirement
Last news
There will be no abolition of pensions in 2021, but this issue remains relevant, because since 2015 the Ministry of Finance (hereinafter referred to as the Ministry of Finance) has been discussing a new bill. It affected the rights of working older people, namely those who:
- has an annual income from work in excess of 1 million rubles;
- receives a monthly income of 2.5 salaries, that is, the average income is from 22 thousand.
Let us highlight the main reasons for the government’s consideration of the bill on the abolition of pension payments among the working population:
- the desire to save budget funds from 2017-2019 - the state will reduce the amount of expenses by 180 billion rubles;
- maintaining the calculation base for indexing in 2021;
- economic crisis throughout the country.
Currently, the draft law has not entered into legal force, since 75% of the votes are against this innovation. Therefore, the abolition of pensions for working citizens of retirement age has not been introduced. Consideration of the bill has been postponed until at least mid-2021. In accordance with Article 26 of the International Labor Organization Convention, the Government does not have the right to deprive working pensioners of the opportunity to receive social benefits, regardless of current income. Consequently, the new bill contradicts higher legislation.
Retirement age 2021
Another exciting issue among older people is the increasing age of potential retirees. According to the draft law, they want to increase the age to 60 years among the female population and 65 among the male population. But for now, these age adjustments apply to civil servants, and the increase in age limits will occur gradually.
Cancellation of indexation of pensions for working pensioners
The difficult economic situation is reflected in the amount of pension indexation. Thus, the cancellation affected working citizens of retirement age from 2021 to 2021. The rest of the citizens have the right to annual indexation of pension payments. This decision contributed to the reduction of working pensioners in the amount of 1 million people. They decided to resign in favor of pension payments; as a result, state expenses increased by 52 million for 2021.
Medvedev proposes to return a stable recalculation of pensions and it was he who proposed introducing an additional surcharge in the amount of 5 thousand rubles instead of indexing, which did not take place in the ninth month of 2021.
NIFI is engaged in changing the reform of pensioners. Study the bill in more detail at https://www.pfrf.ru/info/order/organization_appointment_payme.
It is important to know! The size of the minimum pension in Russia
Siluanov A. G. on the cancellation of the pension
The Minister of Finance believes that pensioners are obliged to form their own savings through independent contributions. The amended reform is planned to be implemented within 2 years.
The minister states: “We must now create conditions for investing free funds in savings elements that would be more interesting for citizens than investing in real estate or even in bank deposits. We must create conditions where these funds could possibly be spent in the course of accumulation, in fact, pension capital that could be used if necessary.” The essence is the development of an effective reform for older people who would be able to form a decent future pension for themselves.
In addition, it was the Ministry of Finance that proposed the following changes among working pensioners, namely:
- Do not pay pensions to citizens who have an annual income of more than 500 thousand. The issue of the minimum amount is still under consideration by the Ministry. Many propose to set a minimum profit level of 1 million rubles, instead of the previous amount of income.
- Cancellation of the basic part of the pension if the monthly income is above 2.5 times the minimum subsistence level. That is, pensioners with a monthly income of over 22,000 rubles. will not be able to receive the main part of the pension. The introduction of this proposal is planned for mid-2020.
Analysis of proposed innovations
An actively promoted new way to save money for working retirees raises many questions, but is not as dangerous as it is made out to be. Two important points deserve attention:
- The Federal Law on the abolition of pensions under consideration contains an initiative regarding a separate category of working pensioners. Innovations can only affect those individuals whose total annual earnings are over 1 million rubles. And according to the latest data - 1.2 million rubles. That is, such pensioners must receive a salary of over 80 thousand rubles per month. These include about 220 thousand citizens, that is, less than 1% of the total. The press disseminated information about the proposal of the Minister of Labor to abolish pensions for working pensioners whose monthly income exceeds 2.5 times the minimum subsistence level in the region (range from 1 to 8 thousand rubles). This proposal did not advance beyond a short discussion.
- The decision not to pay pensions to working pensioners can be of an exclusively temporary nature and must be abolished if:
— the income level falls below the specified limit; - a citizen quits his job.
To date, the Russian government has not yet abandoned its obligation to pay a fixed part of the state benefit.
Despite the fact that the Ministry of Finance proposed not to pay pensions to working pensioners, or rather a separate part of them, there is no reason to cry. At least until summer comes. The initiative is expected to come into force on July 1, 2021.
Principles for setting pension amounts in 2021
The amount of benefits for employed pensioners will be determined in accordance with the following provisions:
- It is planned to introduce a unified social insurance tariff.
- The funded part of the pension may cease to be mandatory and remain relevant only if the citizen wishes.
- Reducing the indexation of pensions.
- High probability of cancellation of early pension payments.
The contribution to the Pension Fund remains at the same level – the amount is 22%.
It is obvious that the legislator does not seek to take away one of the key rights of citizens. Absolute deprivation is impossible.
The proposed option of not paying pensions to working pensioners, or more accurately, to a certain part of them, is nothing more than a way to find a compromise solution to maintain financial stability in conditions of stagnation.
Legislative initiators continue to propose adjustments to registered projects. Time will tell to what extent they can be supported by the majority.
The truth is that today fears about what benefits will be canceled, whether military pensions will continue to be paid, and also that all working pensioners will stop receiving pensions have remained at the level of rumors.
